Credit Club

If you’re an Ontario or British Columbia borrower, plenty of short term financing can be found at Credit Club, where they offer small loans of $100 – $1,500. With rates of $15 per $100 you borrow, their products are easy to get approved for, even if you have bad credit. In fact, they don’t perform a credit check at all during their approval process, so talk to them if you’re looking for an alternative to your bank.