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Visa Infinite Privilege Credit Cards for february 2023

Apply for a Visa Infinite Privilege credit card. On 07.02.2023 you have access to 11 credit cards. Increase your chances of getting money — fill out a multi-application with a free credit rating check.

Offers: 11

Updated
03.02.2023
09:05
Royal Bank of Canada
RBC Cathay Pacific Visa Platinum®
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
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Effective interest rate on the product

20.50 – 20.50 %
Royal Bank of Canada
RBC U.S. Dollar Visa Gold®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Bank of Montreal
BMO eclipse Visa Infinite Privilege Card®
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

21.99% - 23.99%
Submit your credit card application online
Submit your credit card application online

Take advantage of our credit card selection system with a free credit check!

Toronto-Dominion Bank
TD® Aeroplan® Visa Infinite Privilege Card
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

19.99% - 22.99%
Canadian Imperial Bank Of Commerce (CIBC)
CIBC Aventura® Visa Infinite Privilege Card
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

21.99% - 22.99%
Canadian Imperial Bank Of Commerce (CIBC)
CIBC Aeroplan® Visa Infinite Privilege Card
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

21.99% - 22.99%
Royal Bank of Canada
RBC Avion Visa Infinite Business®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

21.99% - 22.99%
Royal Bank of Canada
RBC British Airways Visa Infinite®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

21.99% - 22.99%
Royal Bank of Canada
RBC Avion Visa Infinite Privilege®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

21.99% - 22.99%
Royal Bank of Canada
RBC Avion Visa Infinite®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

21.99% - 22.99%

Visa Infinite Privilege Credit cards calculator

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GoDay
1.6
JUDGEV
JUDGEV
26.05.2022 at 15:46
the application is easy and takes less then 5 mins to fill out. but the funding time is quite long. if looking for instant funding then its not here...
Review
Visa Infinite Privilege Credit Cards for february 2023

What is Visa Infinite Privilege?

A Visa Infinite Privilege card is a premium credit card that processes payments using the Visa network. This card provides a range of travel, entertainment, sports, and food and wine benefits.

Visa Infinite Privilege features

Just like all Visa cardholders, Visa Infinite Privilege cardholders can get the advantage of Visa’s Zero Liability Policy. In other words, you won’t be liable for any unauthorized transactions made with your credit card.

In case of a lost or stolen Visa Infinite Privilege credit card, you can count on emergency card replacement and emergency cash service. Whenever you are, you can arrange a convenient location for getting a replacement card or an emergency cash advance.

With the Visa Customer Care Services available 24/7, Visa cardholders can get support from Visa representatives at any time, anywhere.

The Lost/Stolen Card Reporting service will assist you in case of a lost or stolen card by notifying the appropriate parties and arranging your Visa Infinite Privilege card replacement.

Visa Infinite Privilege benefits

Visa Infinite Privilege cardholders can get the advantage of numerous benefits. Travel and airport benefits included in this card are:

  • Global airport lounge access including six complimentary visits to participating lounges, dedicated VIP security lanes at select Canadian airports, plus airport parking and valet discounts

  • Visa Infinite Luxury Hotel Collection providing exclusive benefits at participating hotels 

  • Visa RSVP rewards program providing you with the Diamond status that gives you a range of benefits at Sandman, Sandman Signature, and Sutton Place hotels 

With the entertainment benefits of your Visa Infinite Privilege, you get access to exclusive experiences and offers from Visa’s retailers and service providers.

Sports benefits of a Visa Infinite Privilege credit card include:

  • A complimentary elevated Troon Rewards® status allowing you to save 20% on golf fees, merchandise, and lessons

  • Access to 25 or more Privé Club, members-only courses

Visa Infinite Privilege cardholders also get food and wine benefits provided by the Visa Infinite Dining Series and Visa Infinite Wine Country Program, including:

  • Access to dining experiences and events allowing you to get familiar with multi-course meals, drink pairings, and more

  • Complimentary tastings and tours and discounts on wine purchases at Visa’s partner wineries in British Columbia and Ontario

Finally, this credit card features the Visa Infinite Privilege Concierge service providing personal assistance with a range of requests, like planning a trip or booking a restaurant.

The benefits we have described are valid at the time of writing this review. Visa reserves the right to change the benefits included with this credit card at any time.

Best Visa Infinite Privilege credit cards in Canada

Let's look through the best Visa Infinite Privilege credit cards available in Canada.

BMO eclipse Visa Infinite Privilege Card

BMO eclipse Visa Infinite Privilege offers a 20.99% interest rate on purchases and a 23.99% interest rate on cash advances (21.99% for Quebec residents).

The annual fee for a BMO eclipse Visa Infinite Privilege Card is $499.

For travel, grocery, dining, drugstore, and gas purchases made with your BMO eclipse Visa Infinite Privilege credit card up to $100,000 in annual net purchases, you can earn 5 BMO Rewards points for every $1 spent. Once you reach the $100,000 spending threshold, you will continue earning BMO Rewards points at the regular rate of 1 point per $1 spent. 

For eligible purchases in other spending categories, you will earn 1 BMO Rewards point for every $1 spent. 

Eligible purchases don’t include cash advances, balance transfers, interest charges, or fees). 

Upon adding an authorized user to your BMO eclipse Visa Infinite Privilege credit card account, you can earn a 25% bonus earn rate added to your existing card accelerator.

With welcome offers in place, new BMO eclipse Visa Infinite Privilege cardholders can receive bonus BMO Rewards points upon meeting the spending requirements within a given period.

Once you've earned a significant amount of BMO Rewards points, you can redeem them in a variety of ways:

  • Applying points directly to eligible purchases

  • Buying merchandise

  • Booking travels through any provider of your choice

  • Contributing to a BMO Investment account 

  • Making a charitable donation

BMO eclipse Visa Infinite Privilege cardholders are also eligible for a $200 statement credit each year. You can use this credit however you like.

Along with reward-earning opportunities and an annual statement credit, a BMO eclipse Visa Infinite Privilege credit card gives you access to all the Visa Infinite Privilege travel, entertainment, sports, and food and wine benefits from the Visa Infinite Dining Series that we’ve covered above.

Insurance coverage provided by a BMO eclipse Visa Infinite Privilege includes out-of-province or country emergency medical insurance, common carrier insurance, car rental collision or loss damage insurance, trip cancellation, and trip interruption insurance, flight delay, and baggage insurance purchase security and extended warranty insurance, and mobile device insurance.

CIBC Aeroplan® Visa Infinite Privilege Card 

A CIBC Aeroplan® Visa Infinite Privilege Card features a 20.99% purchase interest rate and a 22.99% cash rate (21.99% for Quebec residents).

The annual fee for a CIBC Aeroplan® Visa Infinite Privilege Card is $599. You can also order up to 9 additional cards for $149 per card per year. Primary cardholders with a CIBC Smart™ Plus personal banking account can benefit from an annual fee rebate of up to $139.

For grocery, gas, travel, and dining purchases made with your CIBC Aeroplan® Visa Infinite Privilege Card up to the $100,000 annual spending threshold, you will earn 1.5 Aeroplan points for $1 spent. After reaching the $100,000 yearly spending threshold, you will continue earning Aeroplan points at the regular rate (1.25 Aeroplan points for every $1 spent).

For purchases made with your CIBC Aeroplan® Visa Infinite Privilege Card directly at Air Canada, you will earn 2 Aeroplan points for every $1 spent.

All other eligible purchases will bring you 1.25 Aeroplan points for $1 spent. 

Upon getting a CIBC Aeroplan® Visa Infinite Privilege Card approval, you can earn welcome Aeroplan points for meeting the spending requirements within a given period. 

When shopping at over 150 Aeroplan partners and over 170 online retailers at Aeroplan eStore, you can earn Aeroplan points twice.

In addition, for every $5,000 spent with your CIBC Aeroplan® Visa Infinite Privilege Card, you earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment, bringing you closer to the Aeroplan Elite™ Status.

The redemption opportunities for your Aeroplan reward points include:

  • Booking flights with Air Canada to a variety of destinations including Canada, the United States, Mexico, Bermuda, and Central America

  • Ordering flight extras and upgrades

  • Booking hotels, vacations, travel experiences, and car rentals

  • Buying merchandise and gift cards at Aeroplan eStore

CIBC Aeroplan® Visa Infinite Privilege cardholders also get a range of travel perks, including:

  • Preferred pricing allowing to book flight rewards using fewer Aeroplan points

  • An Annual Worldwide Companion Pass from $99 to a maximum of $599 upon spending $25,000 on eligible purchases

  • An opportunity for you as the primary cardholder, your authorized users, and up to 8 companions to get a free first checked bag (up to 23kg/50lb), a priority tag on arrival, priority check-ins, access to seats on standby, higher priority for airport upgrades, access to select Air Canada Maple Leaf Lounges and Air Canada Cafés, and Zone 2 Priority Boarding when flying with Air Canada

  • Getting a rebate for 1 NEXUS application fee once every four years

Plus, like all Visa Infinite Privilege Cards, this CIBC card features exclusive privileges from Visa that we’ve covered above.

With special offers in place, you can earn Aeroplan points for making international money transfers through CIBC Global Money Transfer™ and pay no transaction fees; only CIBC foreign exchange rates will apply. In addition, you won’t have to pay interest, provided you pay your balance by the due date.

With a CIBC Aeroplan® Visa Infinite Privilege Card, you can also get discounts at CIBC’s partners:

  • Saving up to $0.10 per liter when purchasing fuel at participating Pioneer, Ultramar, and Chevron gas stations after linking your credit card with Journie Rewards

  • Saving up to 25% on car rentals at participating Avis® and Budget® locations worldwide 

A CIBC Aeroplan® Visa Infinite Privilege Card is eligible for the CIBC Pace It™ Installment Plans, which means you can repay your CIBC card purchases starting from $100 in monthly installments at a lower interest rate.

A CIBC Aeroplan® Visa Infinite Privilege Card features comprehensive insurance coverage, including out-of-province emergency travel medical insurance, trip cancellation, and interruption insurance, flight delay and baggage insurance, hotel burglary insurance, auto rental collision, and loss damage insurance covering a lost or damaged rental car up to its actual cash value, common carrier accident insurance, purchase security and extended warranty insurance, and mobile device insurance. To activate coverage of a certain type, you may need to have purchases, auto rentals, or common carrier fares charged to the credit card account. 

CIBC Aventura® Visa Infinite Privilege Card

A CIBC Aventura® Visa Infinite Privilege Card features a 20.99% purchase interest rate and a 22.99% cash interest rate (21.99% for Quebec residents). 

The annual fee for primary CIBC Aventura® Visa Infinite Privilege Cardholders is $499. For up to 9 authorized users, the annual fee is $99.

Regular reward-earning opportunities provided by a CIBC Aventura® Visa Infinite Privilege Card allow you to earn more Aventura points when making purchases in select categories. 

When ordering travels through CIBC Rewards Center with your CIBC Aventura® Visa Infinite Privilege Card, you can earn 3 Aventura points.

For grocery, dining, entertainment, gas, and transportation purchases with your CIBC Aventura® Visa Infinite Privilege Card up to $200,000 annual spending threshold, you can earn 2 Aventura points for each $1 spent. After you reach the $200,000 spending threshold, you will continue earning rewards for purchases in these categories at a regular rate (1.25 Aventura points for $1 spent).

For every $1 spent on eligible purchases in other categories, you will earn 1.25 Aventura points.

With a welcome offer, new CIBC Aventura® Visa Infinite Privilege Card applicants can earn bonus Aventura points for meeting the spending requirements within a given period. 

The rewards program from Aventura allows you to redeem points towards any of the following: 

  • Paying up to 100% of the cost of airfare, including taxes and other charges, through the CIBC Rewards Center

  • Buying merchandise through the CIBC Rewards catalog 

  • Making purchases with promo offers from Aventura

  • Participating in online auctions offering unique trips, events, and merchandise

  • Paying your CIBC card balance or contributing to select financial products

Occasionally, CIBC features special offers allowing you to earn Aventura points for sending money abroad through CIBC Global Money Transfer™ without paying transaction fees; only CIBC foreign exchange rates apply. CIBC won’t charge interest on a CIBC Global Money Transfer either, provided you pay your balance by the due date.

CIBC Aventura® Visa Infinite Privilege Cardholders can also enjoy the following benefits:

  • A $200 annual Travel Credit that you can use when booking travel through the CIBC Rewards Centre

  • One NEXUS application fee rebate every four years

  • Saving up to $0.10 per liter on fuel purchases at participating Pioneer, Ultramar, and Chevron gas stations with Journie Rewards

  • Car rental discounts at participating rental agencies

Plus, a CIBC Aventura® Visa Infinite Privilege Card features all the VIP benefits from Visa Infinite Privilege.

Just like most CIBC credit cards, a CIBC Aventura® Visa Infinite Privilege Card qualifies for CIBC Pace It™ Installment Plans, which means you can pay off your CIBC card purchases of $100 and more in monthly installments at lower interest rates.

CIBC Aventura® Visa Infinite Privilege Card features extensive insurance coverage provided by Royal & Sun Alliance Insurance Company of Canada (RSA). The coverages include out-of-province emergency travel medical insurance, trip cancellation, and interruption insurance, flight delay and baggage insurance, auto rental collision and loss damage insurance covering a lost or damaged rental vehicle, hotel burglary insurance, $500,000 common carrier accident insurance, and mobile device insurance, purchase security, and extended warranty insurance. Keep in mind that certain RSA coverages are “excess insurance”, meaning that they can be available once all other sources of insurance and recovery have been exhausted.

RBC Avion Visa Infinite Privilege

RBC Avion Visa Infinite Privilege offers an interest rate of 19.99% on purchases and 22.99% on cash advances  (21.99% for Quebec residents). The annual fee for an RBC Avion Visa Infinite Privilege credit card is $399. To issue an additional card, you will have to pay $99.

For every $1 spent with your RBC Avion Visa Infinite Privilege credit card on your daily purchases, you will earn 1.25 Avion points. 

With limited-time offers for new applicants, you can earn extra welcome Avion points upon getting credit card approval and meeting the spending requirements for a certain period.

The redemption opportunities for your Avion points include: 

  • Making purchases at select retailers

  • Covering trip costs — flights (up to a maximum ticket price from the Air Travel Redemption Schedule), hotel stays, car rental, cruises, and more

  • Performing RBC banking transactions — a credit card, bill, loan, or mortgage payment, contributions to registered and non-registered plans, Interac e-Transfers, and more

  • Shopping the Avion Rewards Catalogue for Apple tech, Best Buy products, gift cards to a wide selection of brands, household items, and more

  • Converting your Avion points into points from other loyalty programs, such as WestJet dollars and Hudson’s Bay Rewards points.

An RBC Avion Visa Infinite Privilege credit card provides its holders with special offers and discounts at RBC’s partner merchants:

  • Saving $0.03 per liter when purchasing any grade of gasoline, or diesel, at a Petro-Canada location

  • Earning 20% more Petro-Points than you normally earn at Petro-Canada 

  • Earning 50 Be Well points for 1 dollar spent on eligible purchases at Rexall, a chain of retail pharmacies

  • Saving up to 20% and earning 3X the Avion points you normally earn for every dollar spent at select Hertz locations 

  • Getting zero delivery fees on orders of over $15 with a 12-month free DashPass subscription worth almost $120 from the DoorDash food delivery service   

Keep in mind that neither Visa nor RBC is liable for any claims or damages arising from the use of benefits or services provided by third-party suppliers.

An RBC Avion Visa Infinite Privilege credit card features extensive insurance coverage, including out-of-province or country emergency medical insurance, travel accident insurance, auto rental collision or loss damage insurance, trip cancellation insurance, trip interruption insurance, emergency purchases insurance, flight delay insurance, hotel or motel burglary insurance, loss or stolen baggage insurance, purchase security and extended warranty insurance, and mobile device insurance.

TD® Aeroplan® Visa Infinite Privilege Credit Card

A TD® Aeroplan® Visa Infinite Privilege Card is a premium card with a $10,000 minimum credit limit. This credit card provides a 19.99% interest rate on purchases and 22.99% on cash advances. 

The annual fee for a TD® Aeroplan® Visa Infinite Privilege Card is $599 for the primary cardholder and $199 for each additional cardholder. 

For every $1 spent with your TD® Aeroplan® Visa Infinite Privilege Card on Air Canada and Air Canada Vacations, you will earn 2 Aeroplan points. 

For every $1 spent with your TD® Aeroplan® Visa Infinite Privilege Card on gas, groceries, travel, and dining purchases you will earn 1.5 Aeroplan points. 

For every $1 spent on other eligible purchases, you will earn 1.25 Aeroplan points.

In addition, you can earn twice more Aeroplan points for purchases from select Aeroplan partner brands and online retailers made with your TD® Aeroplan® Visa Infinite Privilege Card at the Aeroplan eStore. 

Starbucks purchases made with your TD® Aeroplan® Visa Infinite Privilege Card will bring you 50% more Aeroplan points.

Purchases made with your TD® Aeroplan® Visa Infinite Privilege Card at Rocky Mountaineer will bring you 2 Aeroplan points for every $1 spent.

With welcome offers for new TD® Aeroplan® Visa Infinite Privilege Card applicants, you can earn extra Aeroplan reward points upon meeting the spending requirements during a certain period.

You can further redeem your Aeroplan Rewards points towards:

  • Booking flights with Air Canada (up to the maximum ticket price from the redemption schedule)

  • Ordering flight extras and upgrades

  • Booking hotel rooms, travel experiences, and car rentals

  • Buying merchandise and gift certificates at Aeroplan eStore

A TD® Aeroplan® Visa Infinite Privilege Card features additional travel benefits from Air Canada, including:

  • Complimentary access to Air Canada Café and any Maple Leaf Lounge located in Canada and the United States is available to a primary cardholder and one additional cardholder (plus one accompanying guest for each eligible cardholder)

  • Priority check-in, boarding, baggage handling, airport standby, and airport updates when flying with Air Canada

  • Earning 1,000 Status Qualifying Miles and one Status Qualifying Segment for every $10,000 of net purchases, bringing you closer to the Aeroplan Elite Status 

  • Earning up to 200,000 Status Qualifying Miles (SQM) beyond the status level for which you've qualified (if you hold Aeroplan Elite Status already)

In addition, a TD® Aeroplan® Visa Infinite Privilege Card provides a range of partner benefits:

  • One NEXUS application fee rebate every four years

  • Saving 5-10% off the base rates on car rentals at participating Avis and Budget locations in Canada and the U.S.

A TD® Aeroplan® Visa Infinite Privilege Card features extensive insurance coverage, including travel medical insurance, trip cancellation and interruption insurance (up to $2,500 per insured person for trip cancellation and $5,000 per insured person for trip interruption), flight or trip delay and insurance, delayed or lost baggage insurance (up to $1,000 per insured person for delayed baggage and up to $2,500 per insured person for lost baggage), common carrier accident insurance, hotel or motel burglary insurance, auto rental collision and loss damage insurance covering a lost or damaged rental vehicle, mobile device insurance, purchase security, and extended warranty insurance.

Where to get a Visa Infinite Privilege card in Canada?

You can apply for a Visa Infinite Privilege credit card at select banks — BMO, CIBC, RBC, and TD. You can also open a Visa Infinite Privilege credit card at Desjardins and Vancity credit unions.

How to apply for a Visa Infinite Privilege card in Canada?

All banks and credit unions offering a Visa Infinite Privilege credit card accept online applications for it. To apply online, click the “Apply now” or “Apply online” button next to the credit card description and proceed with an application form. Be ready to provide your personal information, contact details, address, social insurance number, employment status, employer information, information about your financial obligations, and information about your housing costs.

Alternatively, you can apply for a Visa Infinite Privilege credit card in person at a local branch of the issuing financial institution of your choice.

Requirements

To apply for a Visa Infinite Privilege credit card, you must be a Canadian resident of at least the age of majority in your province or territory. Financial institutions that operate in a limited number of provinces or territories may require you to reside in those provinces or territories.

To qualify for a Visa Infinite Privilege credit card in most banks and credit unions offering this type of card, you must have a minimum annual personal income of $150,000, a minimum annual household income of $200,000, or minimum total investable assets of $400,000. RBC requires you to have a minimum personal income of $200,000, a minimum household income of $200,000, or minimum total investable assets of $400,000 to qualify for its RBC Avion Visa Infinite Privilege credit card.

Select financial institutions may have additional eligibility requirements like having at least a 3-year-old Canadian credit report or not having declared bankruptcy in the last 7 years.

Pros and cons

Pros

Here are the advantages of Visa Infinite Privilege credit cards:

  • Global airport lounge access including six complimentary visits to participating lounges

  • Dedicated VIP security lanes at select Canadian airports

  • Airport parking and valet discounts at select Canadian airports

  • Access to exclusive benefits at participating hotels 

  • Golf-related benefits

  • Access to food and wine experiences and events provided by the Visa Infinite Dining Series and Visa Infinite Wine Country Program

  • The Visa Infinite Privilege Concierge service providing personal assistance with a range of requests

  • The Lost/Stolen Card Reporting service, the emergency card replacement, and the emergency cash service

  • Protection from unauthorized transactions provided by Visa’s Zero Liability Policy 

  • Visa Customer Care Services available 24/7

Cons

The disadvantages of Visa Infinite Privilege credit cards are:

  • A pretty high annual fee

  • Steep minimum annual income requirements to apply

FAQ

How do you qualify for a Visa Infinite Privilege card in Canada?

There are steep minimum income requirements to qualify for a Visa Infinite Privilege credit card in Canada. Banks and credit unions offering this credit card require you to have a minimum annual personal income of $150,000, a minimum annual household income of $200,000, or minimum total investable assets of $400,000. RBC requires you to have a minimum personal income of $200,000, which is higher than in other financial institutions for some reason.

Which Canadian banks issue Visa Infinite Privilege cards?

You can get a Visa Infinite Privilege credit card at the following banks: BMO, CIBC, RBC, and TD. Desjardins and Vancity credit unions also offer Visa Infinite Privilege cards. 

Here is the list of Visa Infinite Privilege credit cards issued by these financial institutions:

  • BMO eclipse Visa Infinite Privilege Card

  • CIBC Aeroplan® Visa Infinite Privilege Card 

  • CIBC Aventura® Visa Infinite Privilege Card

  • RBC Avion Visa Infinite Privilege

  • TD® Aeroplan® Visa Infinite Privilege Credit Card

  • Odyssey Visa Infinite Privilege

  • enviro Visa Infinite Privilege card

What is the difference between Visa Infinite and Visa Infinite Privilege?

A Visa Infinite Privilege card is a higher-class credit card than a Visa Infinite card. With a Visa Infinite Privilege credit card, you get all the benefits of a Visa Infinite card, plus:

  • Global airport lounge access including six complimentary visits to participating lounges

  • Dedicated VIP security lanes at select Canadian airports

  • Airport parking and valet discounts at select Canadian airports

These cards also differ in eligibility requirements. Applying for a Visa Infinite credit card requires you to have a minimum annual personal income of at least $60,000 or a minimum household income of at least $100,000. To qualify for a Visa Infinite Privilege credit card, you must have a minimum annual personal income of $150,000 or a minimum annual household income of $200,000.

Annual fees for a Visa Infinite Privilege credit card are also higher than for a Visa Infinite credit card. An annual fee for a Visa Infinite card is $120-175 in most Canadian banks while for a Visa Infinite Privilege credit card, an annual fee ranges from $399 to $599.