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Visa Gift Credit Cards for february 2023

Visa Gift
Apply for a visa gift credit card. On 07.02.2023 you have access to 12 credit cards. Increase your chances of getting money — fill out a multi-application with a free credit rating check.

Offers: 12

Updated
03.02.2023
09:05
Royal Bank of Canada
RBC Cathay Pacific Visa Platinum®
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
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Effective interest rate on the product

20.50 – 20.50 %
Royal Bank of Canada
RBC U.S. Dollar Visa Gold®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
ATB Financial
ATB Load & Go™ Prepaid Mastercard®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Submit your credit card application online
Submit your credit card application online

Take advantage of our credit card selection system with a free credit check!

Bank of Montreal
BMO Prepaid Travel Mastercard®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Royal Bank of Canada
RBC Avion Visa Infinite Business®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

21.99% - 22.99%
Royal Bank of Canada
RBC RateAdvantage Visa®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

4.99% - 8.99%
Royal Bank of Canada
RBC Visa CreditLine for Small Business®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

2.9% - 11.9%
Royal Bank of Canada
RBC Visa Platinum®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

26.99% - 27.99%
Royal Bank of Canada
RBC Avion Visa Infinite Privilege®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

21.99% - 22.99%
Royal Bank of Canada
RBC Avion Visa Platinum®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

21.99% - 22.99%

Visa Gift credit cards calculator

Calculation of a loan from any bank
Loan amount
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Specify the desired loan amount

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CAD
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1000 C$
50000 C$
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Interest rate
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Online application for a credit card

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Other credit cards offers

1. Fill out your application
1. Fill out your application
On our website you can fill out a short application form for a credit card.
2. Pass a credit check
2. Pass a credit check

We will offer you to check your credit score online for free.

3. Send your application online to the suggested companies
3. Send your application online to the suggested companies

After checking your credit rate, you will be able to send your loan application to the appropriate companies.

4. Wait for a response from the lender
4. Wait for a response from the lender

If necessary, the lender will contact you to clarify the details.

5. Get your credit card!
5. Get your credit card!

Sign the agreement and get the card

Apply for a credit card Your data is securely protected

GoDay
1.6
JUDGEV
JUDGEV
26.05.2022 at 15:46
the application is easy and takes less then 5 mins to fill out. but the funding time is quite long. if looking for instant funding then its not here...
Review
Visa Gift Credit Cards for february 2023

What is a Visa gift card?

A Visa gift card is a Visa prepaid card perfect for gift giving for any occasion. It could be used anywhere Visa is accepted; Visa gift cards can be used in various locations for online shopping or in-store purchases. The person who makes a gift decides how much to give, and the person who gets a visa prepaid gift card decides how to spend the money. It could be used for multiple purchases as long as the value remains on the card.

Visa gift card types

  1. Vanilla Prepaid offers prepaid cards for any occasion in different designs and denominations. Vanilla cards could be found in various Canadian locations, such as Walmart or 7-Eleven. An activation fee and foreign exchange service fee are applied.
    With a Vanilla Visa Prepaid card, you don't have to register your card in advance when you pay online — input your Postal Code to complete the purchase.
    You may check your gift card balance and access your account from the Vanilla website. Enter your card number, expiration date, and CVV.
    Vanilla also offers The Vanilla Prepaid Mastercard and OneVanilla Prepaid Mastercard. The Vanilla Visa* Prepaid Card is issued by Peoples Trust Company pursuant to a license by Visa Int.

  2. Blackhawks Network offers gift and prepaid cards, including Visa gift cards (pre-designed or personalized designs). Cards could be purchased and used online as a digital card; Visa Virtual Gift Account sent through email or as a plastic card. In addition, you may visit the Perfect Gift website, which is part of Blackhawks Network. Perfect gift visa gift cards are sold online and at many widespread locations, such as Loblaws.
    With the Perfect Gift prepaid card, you may get up to 5% cash back for purchases at eligible partner stores such as Aerie, Sephora, or Gap. The cash back percentage offered by each merchant may vary.
    According to the website's Perfect gift card Cardholder agreement, the maximum single spend and maximum card balance is $500 CAD. Activation fees vary depending on the card amount, from $4.95 to $9.95.

Visa gift card features

  1. A Visa gift card is a "non-reloadable prepaid" card: the person who makes a gift loads it with a set amount of money that can't be changed. Additional funds can't be loaded later as with your debit card.

  2. A visa prepaid card is not a credit card with a line of credit: you can't use more money than is already loaded on the card.

  3. That amount is automatically deducted from the prepaid card balance when you make a purchase. Keep track of your balance by yourself because most merchants cannot tell you. It is essential to know the remaining balance: if your purchase is more significant than your card balance, the transaction will be denied due to non-sufficient funds. Sometimes you may make a split payment with your debit card, cash, or cheque.

  4. When your card balance reaches zero, the gift card cannot be used as your payment method. Otherwise, call the card issuer's customer service to request a replacement card if your card expires, but the funds are still available on your prepaid card.

  5. If it states "Valid only in Canada" on the front of your card, it is a Domestic Use Only card, and your gift card will not be accepted at any shop or merchant outside of the country.

  6. There is an activation fee that is charged one time during the first payment. And a 2,5% foreign exchange fee is applied when you pay in foreign currency.

  7. A Visa prepaid card can't be used as a bill or mortgage repayment for recurring transactions. Gift cards aren't reloaded cards, and it is hard to track the balance. So the risk of having denied payments is high. Also, there is no cash or ATM access.

  8. A Visa gift card could be replaced if lost or stolen as Visa debit cards o credit cards. You could report your card lost or stolen: call the toll-free number on the back of the card, at the card issuer's website, or in the card documentation. Provide the card number and other identifying information.

How do Visa gift cards work?

When you want to make a gift, you buy a Visa gift card to present it online through email, in person, or via mail as a plastic card. Then, you prepay the gift card with the money you want (the minimum and the maximum amount are limited by Visa card issuers, usually from $25 to $500). The person who receives a Visa gift card may use it anytime, anywhere Visa cards are accepted for online or phone purchases or in-store transactions as he would make it using a Visa debit card.

If purchasing at a shop or other locations, present the card to the merchant or use contactless payment and sign the purchase receipt. If paying with a Perfect gift card by phone or online, you must register the gift card to prove the cardholder's identity. Without confirmation of personal information, including name, address, telephone number, and email address, a merchant might decline your purchase with a Perfect gift card even if there are sufficient funds. Making online purchases with a Vanilla prepaid card doesn't require registration. Just enter your Postal Code at checkout.

At gas stations, your gift card could not be accepted at the automated pump. So if your transaction can’t be completed, you’ll need to use your card with the station attendant inside the station.

Some merchants, like hotels or restaurants, may require that your prepaid card has a balance more significant than the purchase amount to ensure sufficient funds for tips or incidental expenses.

Where to get a Visa gift card in Canada?

In Canada, you may buy a Visa gift card at retail locations. They usually offer to choose a Visa or a Mastercard International incorporated prepaid card. The perfect gift card is a part of the Blackhawks network and could be purchased at over 11,000 retail locations nationwide: Loblaws, Safeway, Save on foods, Rexall, The Home Depot, etc.

To purchase Vanilla prepaid Visa gift cards, go to one of over 10,000+ convenient retailer locations nationwide, such as 7-Eleven, Walmart, Petro-Canada, Shell, Express Mart, Best buy, and others.

How to get a Visa gift card in Canada?

Visa gift cards can be purchased in many popular merchants: grocery stores such as Loblaws, gas stations such as Shell, department stores, and more. You may look up the list of partner merchants and other details at the Vanilla and Perfect gift websites. In addition, it is claimed that you may purchase a Visa prepaid virtual card.

Currently, Visa gift cards aren't provided by Canada Post, RBC, or Scotiabank: they are discontinuing selling and being visa gift card issuers. Canada Post has announced that there will be a new Visa card program, but existing card funds cannot be used after the 31st of August 2022. Check the corresponding websites for updates.

Pros and cons

Pros

  • Available online

  • Phone, in-store, online payments

  • Easy to buy, easy to spend

  • Use anywhere Visa cards are accepted

  • It can be used for any purpose

  • Perfect gift for any occasion

  • A smart gift anyone can appreciate

  • A personalized design

Cons

  • Limited amount of money

  • Have to track your credit balance

  • Maybe not accepted outside of the country

  • Registration may be needed to pay

  • Activation fee and foreign exchange fee

FAQ

How do I give someone a Visa gift card?

Purchase a digital card and send it via email or buy a plastic card at a shop and send it by mail or present where you like. During the gift giving, provide the person you give it with the gift card provider's instructions of the card activation and with all materials you received upon purchase, including terms and conditions for use.

Where can I purchase a Visa gift card?

You may purchase a visa gift card in many stores and locations nationwide. For example, visit Loblaws, Rexall, Country Grocer, Sobeys, Shoppers Drug Mart, The Home Depot, Walmart, 7-Eleven, Best Buy, Giant Tiger, Corner Store, etc.

How to activate my Visa gift card?

Most Visa Gift cards are activated automatically when you make a purchase and may be used immediately. But some gift cards must be activated before the purchase. Follow the instructions provided with your card, and be sure to sign in the designated area on the back of your card before making a purchase.