Key Features
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Reward Opportunities. RBC credit cards offer various reward programs, allowing cardholders to earn points, cash back, or travel miles on their purchases.
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Travel Benefits. Many RBC cards provide travel-related perks such as travel insurance, airport lounge access, and companion vouchers, making them ideal for frequent flyers.
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Low Fees. RBC credit cards often come with competitive annual fees, and some even waive the fee for the first year, providing excellent value for cardholders.
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Purchase Protection. RBC credit cards typically offer purchase security and extended warranty protection, safeguarding cardholders against fraudulent transactions and product defects.
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Flexible Redemption Options. With RBC cards, accumulated rewards can be redeemed for a variety of options, including travel bookings, statement credits, gift cards, merchandise, and more, providing flexibility and choice for cardholders.
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Online Banking Tools. RBC provides convenient online banking tools and mobile apps, allowing cardholders to manage their accounts, track spending, set up automatic payments, and monitor rewards easily and securely.
How to Apply for an RBC Credit Card in Arnprior?
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Visit the RBC Website. Begin by accessing the official RBC website using your preferred web browser.
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Navigate to Credit Cards. Locate the "Credit Cards" section at the top of the screen on the RBC website.
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View All Credit Cards. Click on the option to "View All Credit Cards" to see the complete range of credit cards offered by RBC.
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Choose Your Desired Card. Browse through the available RBC credit cards and select the one that best suits your needs and preferences based on features, rewards, benefits, and annual fees.
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Click "Apply Now". Underneath the details of your chosen card, click on the "Apply Now" button to initiate the application process.
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Fill Out the Application Form. You'll be directed to a secure application form where you'll need to provide personal information such as your name, address, date of birth, contact details, employment information, and financial details.
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Review and Submit Your Application. Carefully review all entered information for accuracy and completeness before submitting your application.
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Wait for Approval. RBC will review your application and conduct a credit check. If approved, you'll receive notification of your approval status.
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Activate Your Card. Follow the instructions provided by RBC to activate your new credit card upon approval.
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Start Using Your Card. Once activated, your RBC credit card is ready to use for purchases, earning rewards, and enjoying benefits.
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Apply Through the Mobile App. Alternatively, you can apply for an RBC credit card through the Mobile App by selecting "More" > "Products" > "Open an account" > "Credit Cards" and tapping "Apply Now."
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Apply Through Calls. If preferred, you can call +1 (800) 769-25-12 to speak with an RBC Advisor who can guide you through the application process over the phone.
Eligibility Requirements
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Age. Applicants must be at least 18 years old to apply for a Royal Bank of Canada credit card.
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Residency. Applicants should either be Canadian citizens or have permanent residency status in Canada.
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Credit Score. While a good credit score is preferred, RBC may still consider applicants with a poor credit record for certain cards.
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Income. Premium cards may have specific income requirements. For instance, the Cash Back Preferred World Elite Mastercard requires a minimum personal income of $80,000 or a household income of $150,000.
Additional Resources
- Royal Bank of Canada Review
- Royal Bank of Canada Account Review
- How to PayOff Royal Bank of Canada
- Royal Bank of Canada Mobile App