Canadian Western Bank Credit cards for december 2024

Apply for a CWB Credit Card. On 12.12.2024 you have access to 3 credit cards. Increase your chances of getting money — fill out a multi-application with a free credit rating check.
Offers: 3
Updated
29.11.2022
10:06
Canadian Western Bank
CWB Visa Infinite Business card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Canadian Western Bank
CWB No Fee Cash Back Visa Business card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Canadian Western Bank
CWB Low Rate Visa Business card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
CWB credit cards calculator
Calculate the loan
Interest rates are given in accordance with the rates of the Canadian Western Bank of 12.12.2024
Loan amount
i

Specify the desired loan amount

CAD
CAD
USD
5000 C$
50000 C$
Loan term
i

Specify the loan term for the calculation

months
days
3
120
Interest rate
i

Choose the interest rate on the loan

1 %
15 %

Credit Card Application Online of December 2024

Define the conditions and choose an appropriate bank card

Card limit
1000 C$
20000 C$
C$
Konstantin T
Your data is securely protected

Types of CWB credit cards 

CWB Personal Mastercard with CWB Rewards by Brim lets you earn and redeem points on any purchase or use points as cash back towards your balance at any time. You could get up to 30 points on $1 spent by shopping at over 230 partner stores online and offline. 

CWB Mastercard provides contactless pay with a mobile wallet and installment payment. The interest rate is 19.99% on purchases, 21.50% on cash advances, and a foreign transaction fee of 2.50%. 

  • CWB Rewards Mastercard, with no annual fee and income requirements, offers free additional cardholders a year, reward points collected as 1 point for $1, and 4 types of insurance coverage included: extended warranty, purchase security, event ticket protector, mobile device, and common card accident insurance.

  • CWB World Elite Mastercard has income requirements and a $120 annual fee, which could be waived for the first year; additional cardholders are charged $50 each (maximum 5). You may earn 2 points for a dollar up to $25,000 annually spent; then, the rewards are collected as 1 point per $1.

CWB World Elite Mastercard provides 13 types of insurance coverage: all CWB Mastercard insurance plus out-of-province emergency travel medical insurance, baggage and flight delay, lost or stolen baggage, trip cancellation, and hotel burglary insurance; you may also use free Global WiFi and LoungeKey access. 

All insurance coverages are underwritten by Royal & Sun Alliance Insurance Company of Canada (RSA).  

How to apply for a CWB credit card

  1. Click «Apply» under the wanted credit card. 

  2. Fill out general information: your full name, email address, home address, and employment information.

  3. Select which card you would like to apply. 

  4. You will receive an email to the address provided in your application within a few days. 

  5. After submitting your application, you may be contacted by the bank from [email protected] to ask you to provide additional documentation or information to verify your identity and better protect our cardholders against identity theft. 

  6. Your physical card and credit limit will be sent by mail once you've been approved within 7 to 10 business days. 

You may also fill out the form at the website to get in touch with a Relationship Manager to start your application.

Requirements 

To qualify for CWB Mastercard, you should:

  • Be a Canadian resident (excluding Quebec, Yukon, or the Northwest Territories) 

  • Be the age of majority in your province or territory 

To be eligible for CWB World Elite Mastercard, you must have $80,000 annual or $150,000 household income and spend $25,000 on the card annually. 

Pros and cons

Pros

  • Apply, be approved, and activate your card instantly

  • All-in-one reward, cash back, travel cards

  • No fee option

  • Great insurance coverage 

  • Rewards collected for any purchases

  • Rewards are easily redeemed on your purchases or as cashback for your balance 

Cons

  • Limited choice of cards

  • No special and welcome offers

  • No low-interest options

  • Aren't available in Quebec, Yukon, and Northwest Territories

How to make a payment 

To make a payment to your credit card account, you may use CWB.direct online banking, Interac Online, or other financial institutions' online banking platforms.

  1. Go to «Pay a Bill» and search for «CWB Personal Mastercard – Brim»/ «Brim Financial.»

  2. Add CWB Mastercard as your payee contact, fill in your credit card number under the account number section and enter the amount. 

  3. It will take 2-3 business days to be reflected in your account. Payments made using Interac Online through the portal are posted in real-time. 

FAQ

How do I activate my CWB credit card?

To activate your new card, visit the CWB website, select «Menu» — «Personal» — «Credit cards» at the top bar menu, and click on «Activate card.» You will see the form; enter the full 16-digit number of your card. You will be sent the one-time passcode to your email address. Enter it, log in, and digitally set your new card's PIN. Your card is activated.

How do I redeem the points I have earned?

You can redeem your rewards as pure cashback under the «Make a Payment» button on the dashboard, or you can redeem against specific transactions.

If you redeem as cashback, you can choose your rewards' total amount or a custom amount to insert. The amount of your chosen points value will reduce your total balance due the following business day.

If you redeem against a specific purchase, your total balance due on your next statement will be reduced by the amount of that transaction you redeemed against. Click the little blue bar next to the transaction and follow the steps.

Can I apply for a CWB credit card online?

Yes, you can apply for a CWB Mastercard and CWB World Elite Mastercard online at the official website. Fill out the form and be ready to verify your identity when the bank will contact you. You can receive a wanted credit card by mail within 7 — 10 business days if approved.