Types of Cambrian credit cards
In partnership with Collabria, Cambrian Credit Union offers a range of credit card options tailored to the different needs of its clients. Credit card options differ in the key benefits they provide — zero monthly fees, low-interest rates, cash back, and reward-earning opportunities.
World Mastercard®. World Mastercard® is a premium credit card with reward-earning opportunities and exclusive privileges from Mastercard. You can get 3 points per $1 spent on grocery purchases, 2 points per $1 spent on dining and entertainment, and 1 point per $1 spent on other purchases. The purchase interest rate with this credit card is 20.99%. The annual fee for this credit card is $120 for the primary cardholder and $50 for additional cardholders. A World Mastercard® credit card features extensive insurance coverage, including auto rental collision or loss damage insurance, emergency health care coverage, trip cancellation and interruption Insurance, lost or delayed baggage insurance, and more.
Centra Gold Mastercard®. Centra Gold Mastercard® is a low-rate credit card featuring an 11.99% purchase interest rate. With this credit card, you can earn reward points on your everyday purchases. The annual fee for a Centra Gold Mastercard® credit card is $50 for the primary cardholder and $10 for additional cardholders. Insurance coverages included in this card are mobile device insurance, purchase protection, and extended warranty insurance.
Travel Rewards Gold Mastercard®. A Travel Rewards Gold Mastercard® credit card features a 19.99% purchase interest rate and reward-earning opportunities for your everyday purchases. The annual fee for this credit card is $99 for the primary cardholder and $30 for additional cardholders. Insurance coverages included in a Travel Rewards Gold Mastercard® credit card are auto rental collision or loss damage insurance, emergency health care coverage, trip cancellation and interruption Insurance, lost or delayed baggage insurance, and more.
Cash Back Mastercard®. Cash Back Mastercard® is a no-fee credit card with a 19.99% purchase interest rate and cash back earning opportunities. Insurance coverages included in this credit card are mobile device insurance, purchase protection, and extended warranty insurance. The card enables you to earn 2 points per dollar spent on gas purchases, 1 point per dollar spent on entertainment purchases, and 0.5 points per dollar spent on all other purchases.
Classic Mastercard®. Classic Mastercard® is a no-fee credit card with a low 12.99% purchase interest rate. Insurance coverages included in this card are mobile device insurance, purchase protection, and extended warranty insurance. The balance transfer fee is 3,9%.
US Dollar Mastercard®. With a US Dollar Mastercard® credit card, you can save on foreign transaction fees when making purchases in U.S. dollars. The purchase interest rate with this card is 19.99%. The annual fee for this card is $50 for the primary cardholder and $35 for additional cardholders. Insurance coverages included in a US Dollar Mastercard® credit card are rental collision or loss damage insurance, purchase protection, and extended warranty insurance.
How to apply for a Cambrian credit card
You can apply for a Cambrian credit card online. Click the “Apply Now” button next to a credit card description and fill out an online application form with the following details:
Your first name, middle name, and last name
Your social insurance number
Your date of birth
Your gender
Your mother’s maiden name
Your email
Your phone number
Your member number
Your address
Since when you’ve been living by this address
Your monthly housing payment
Your employment information (including your employment status, occupation, employer, position, and for how long you’ve been working there)
Your monthly gross income
Promotional code (if any)
Information about referrers
The intended use of the credit card
Whether you want to apply for a joint credit
Whether you want to add an authorized user
Whether you want to purchase Balance Protection Insurance
Requirements
To apply for a Cambrian credit card, you must be a Canadian resident aged at least 18. You must also be a Cambrian member.
Pros and cons
Here are the pros of Cambrian credit cards:
A range of benefits to choose from
Convenient credit card account management through online and mobile banking
Worldwide acceptance
Contactless payment supported
Fraud protection capabilities
The cons are:
The availability of credit cards to Winnipeg and Selkirk residents only
The lack of credit cards for students
How to make a payment
You can make a credit card payment either through Cambrian online or mobile banking or through MyCardInfo by Collabria. To pay for your US Dollar Mastercard®, you must have a U.S. dollar account.
