CIBC Personal Loan

How to get a CIBC Personal Loan?

Through our website

1. Go to finanso.com. Open your web browser and navigate to finanso.com.

2. Search for CIBC. Use the search function on the website to locate information related to the CIBC.

3. Choose the CIBC. Select CIBC from the search results to access their lending services.

4. Click Apply. Look for the "Apply" button on the CIBC page and click on it to initiate the loan application process.

5. Redirected to CIBC Website. After clicking "Apply," you will be redirected to the official CIBC website. This is a secure transition to ensure your personal information is handled within the CIBC system.

Through the bank's website

1. Go to the CIBC Website. Navigate to CIBC's official website and find the "Lending" section.

2. Choose Loan Option. Select the type of personal loan that best suits your needs, whether it's a secured or unsecured loan.

3. Click 'Apply Now'. Once you have chosen your loan option, click the 'Apply Now' button to proceed with your application.

4. Fill Out the Online Application. You'll be asked to provide personal information, such as your name, address, Social Insurance Number, and employment details. You'll also need to provide information about the loan, such as the loan amount and purpose.

5. Review And Confirm. Review your application to ensure all information is accurate and complete. If everything is correct, submit your application.

Via mobile app

While CIBC does not currently offer the ability to apply for a personal loan directly through their mobile app, you can still access and manage your existing CIBC loans and lines of credit through the app.

1. Download And Open the CIBC Mobile Banking App. If you haven't already, download the CIBC Mobile Banking App from the App Store or Google Play Store and log in to your account.

2. Select the Type of Loan You're Interested In. From the app's main menu, select the type of loan you're interested in, such as a mortgage, auto loan, or business loan.

3. Click 'Apply Now'. Once you have chosen your loan option, click the 'Apply Now' button to proceed with your application.

4. Fill Out the Online Application. You'll be asked to provide personal information, such as your name, address, Social Insurance Number, and employment details. You'll also need to provide information about the loan, such as the loan amount and purpose.

5. Review And Confirm. Review your application to ensure all information is accurate and complete. If everything is correct, submit your application.

At the bank's office

1. Find a CIBC Bank Office Near You. You can use the CIBC branch locator tool on their website to find a branch near you.

2. Schedule an Appointment. While walk-ins are often welcome, it's a good idea to schedule an appointment with a CIBC banking advisor to ensure that someone will be available to assist you.

3. Prepare Your Documents. Before you go to the bank, make sure you have all the necessary documents, such as identification, proof of income, and any other relevant financial information.

4. Meet With a CIBC Banking Advisor. At your appointment, a CIBC banking advisor will discuss your borrowing needs and help you determine which loan option is best for you.

5. Fill Out the Application. The banking advisor will help you complete the loan application and answer any questions you may have.

6. Review and Sign. Review your application carefully to ensure all information is accurate and complete. If everything is correct, sign the application.

7. Wait for Approval. After you submit your application, CIBC will review your information and may contact you for additional details. If approved, you'll receive your loan funds via direct deposit or a cheque in the mail.