Product Details
Gas
APR for Cash Advances
APR for Balance Transfers
APR
Required documents
Cash Advances
Annual Fee
Foreign Transactions
Returned Payment
The CIBC bizline® Visa Card for Business functions like a line of credit accessible through a credit card. It lacks rewards, but offers a lower interest rate on purchases compared to standard cards. Additionally, it includes common carrier insurance and tools for tracking and managing business expenses, all without an annual fee.
Key Features
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Line of Credit Access. Functions like a line of credit that can be instantly accessed using the credit card.
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Lower Interest Rate. Provides a lower interest rate on purchases compared to typical credit cards.
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Common Carrier Insurance. Includes insurance coverage for common carriers.
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Expense Management Tools. Offers tools to track and manage business expenses effectively.
Pros and Cons
Pros
Cons
How to Apply for a CIBC bizline® Visa Card
Infographic
Eligibility Requirements
Reasons You May Be Denied a CIBC bizline® Visa Card
How to Pay Off My CIBC bizline® Visa Card Debt
Editorial Opinion
The CIBC bizline® Visa Card is a practical financial tool for small business owners seeking a credit solution that combines the flexibility of a line of credit with the convenience of a credit card. With no annual fee and a competitive interest rate, this card offers an affordable way to manage business expenses without the burden of high costs. While it doesn't offer rewards or extensive insurance coverage, it compensates with essential features like common carrier insurance and expense management tools. This card is ideal for business owners focused on cost-effective credit solutions rather than rewards and perks.