CIBC Aventura® Visa Infinite Card

CIBC Aventura® Visa Infinite Card: interest rates, available limits, cashback and bonuses. Full conditions for obtaining a credit card online. The procedure for registration and receipt online or at a bank branch. Features.


About CIBC Aventura® Visa Infinite Card

A CIBC Aventura® Visa Infinite Card is a credit card featuring a flexible travel rewards program, exclusive privileges from Visa, and valuable insurance coverages included.

New applicants can enjoy a one-time annual fee rebate and earn up to 35,000 Aventura points for meeting minimum spending requirements within a given period. 

CIBC Aventura® Visa Infinite Card features

A CIBC Aventura® Visa Infinite Card features a 20.99% purchase interest rate and 22.99% cash interest rate (21.99% for Quebec residents). 

To use all the benefits a CIBC Aventura® Visa Infinite credit card provides, you will have to pay a $139 annual fee. You can issue up to 3 additional cards for authorized users, with a $50 yearly fee for each card. New applicants can rebate an annual primary and additional cards for the first year with a special offer.

New applicants to a CIBC Aventura® Visa Infinite Card can get the advantage of the welcome offer and earn up to 35,000 welcome Aventura points — 20,000 points on the first purchase and 15,000 points upon spending $1,000 or more monthly within the first year. 

A CIBC Aventura® Visa Infinite Card offers regular reward-earning opportunities along with a welcome offer. For travel purchases made with your CIBC Aventura® Visa Infinite Card through CIBC Rewards Center, you can earn 2 Aventura points.

For purchases made with your CIBC Aventura® Visa Infinite Card at merchants classified by Visa as “grocery stores,” “service stations or automated gas dispensers,” or “drugstores” up to $80,000 annual limit, you can earn 1.5 Aventura points for each $1 spent. After you reach the $6,000 yearly limit, you will earn rewards for purchases in these categories at a regular rate (1 Aventura point for $1 spent).

For every $1 spent on other eligible purchases, you will earn 1 Aventura point.

There is a range of redemption options for your Aventura points, including: 

  • Paying up to 100% of the cost of airfare and taxes and other charges on airfare purchased through the CIBC Rewards Center

  • Buying merchandise through the CIBC Rewards catalog of over 1,000 items

  • Making purchases with promo offers from Aventura

  • Participating in online auctions offering unique trips, events, and merchandise

  • Paying your credit card balance or contributing to select financial products

Occasionally, there are special offers for sending money abroad through CIBC Global Money Transfer™ in place. With such offers, you can earn Aventura points for making international money transfers. CIBC won’t charge you transaction fees on CIBC Global Money Transfers; only CIBC foreign exchange rates apply. In addition, CIBC won’t charge interest on a CIBC Global Money Transfer if you pay your balance by the due date.

Along with reward-earning opportunities, CIBC Aventura® Visa Infinite Cardholders get access to the following benefits:

  • Saving up to $0.10 per liter on fuel purchases at participating Pioneer, Ultramar, and Chevron gas stations with Journie Rewards

  • Car rental discounts at participating locations

  • One NEXUS application fee rebate every four years

  • Aventura Travel Assistant services with no booking fees

In addition, a CIBC Aventura® Visa Infinite Card provides access to a range of exclusive privileges from Visa, including:

  • Four complimentary VIP airport lounges visits per year from the Visa Airport Companion Program

  • Visa Infinite Concierge service providing assistance with travel bookings, restaurant recommendations, and other requests

  • Dining and Entertainment Benefits providing exclusive experiences, including access to the Visa Infinite Dining Series and the Visa Infinite Music Series

  • Hotel Benefits, including access to the Visa Infinite Luxury Hotel Collection

  • Sports Benefits providing exclusive sports experiences

With a CIBC Aventura® Visa Infinite Card, you can pay off your purchases of $100 and more monthly installments at a lower interest rate with CIBC Pace It™ Installment Plans. Interest rates vary depending on a chosen plan:

  • 4.99% for a 6-month plan

  • 5.99% for a 12-month plan

  • 6.99% for a 24-month plan

To set up an installment plan of your choice, you must pay a one-time installment fee of 1.50% of the purchase amount. 

Insurance coverages included in a CIBC Aventura® Visa Infinite Card card are out-of-province emergency travel medical insurance, flight delay and baggage insurance, trip cancellation and interruption insurance, auto rental collision and loss damage insurance, $100,000 common carrier accident insurance, purchase security, and extended warranty insurance, hotel burglary insurance, and mobile device insurance. In addition, if you want, you can add optional CIBC Payment Protector™ Insurance for Credit Cards, providing coverage of your credit card payments in case of disability, job loss, critical illness, or loss of life.

Pros and cons

A CIBC Aventura® Visa Infinite Card offers a range of benefits:

  • Aventura reward-earning opportunities

  • Eligibility for CIBC Pace It™ Installment Plans 

  • Zero transaction fees for foreign currency purchases

  • No interest on a CIBC Global Money Transfer if paying your balance by the payment due date

  • Benefits from partner integrations

  • Exclusive privileges from Visa

  • Extensive insurance coverage

  • Online and mobile banking features for convenient credit card account management

  • Contactless payment available through Apple Pay®, Google Pay™, and Samsung Pay®

  • Credit card protection capabilities 

The disadvantages are:

  • A $139 annual fee

  • Minimum annual income requirements to apply

How to apply for a CIBC Aventura® Visa Infinite Card

CIBC accepts online applications for a CIBC Aventura® Visa Infinite Card. To proceed with an online application, hit the “Apply now” button on the credit card description page. Then, click “Yes, sign on now” if you are a CIBC client already and sign in with your CIBC Online or Mobile Banking login credentials. Otherwise, select “No, continue application” and fill out the application form with the following details:

  • Your first name

  • Your last name

  • Your date of birth

  • Your email

  • Your phone number

  • Your address 

  • Your living situation (rent, own/buying, live with parents, room or board, or other)

  • How long you have lived at the specified address

  • Your social insurance number

  • Your job category

  • Statement options

  • Your personal annual income

  • Your other household income (optional)

  • Your housing payments (monthly rent, mortgage, and condo fees)

Applying for CIBC Aventura® Visa Infinite Card requires a minimum annual income of $60,000 or a minimum household income of $100,000.

How many Aventura points do I need to pay for a flight ticket?

What are CIBC financial products eligible for payments or contributions using my Aventura Points?

What are transaction alerts available with my CIBC Aventura® Visa Infinite Card?

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18.11.2022
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Last update 01.12.2022