Banks

Canadian Imperial Bank Of Commerce (CIBC) Mobile App Review

Update date 29.03.2024

The CIBC mobile banking app offers convenient access to your bank accounts, allowing you to manage your finances on the go. With features like bill payment and Interac e-Transfer, you can easily pay bills, send money to friends and family, and transfer funds between accounts with just a few taps. The app provides a secure platform for conducting sensitive transactions, ensuring the safety of your personal and financial information. Whether you need to check your balance, pay bills, or send money, the CIBC mobile banking app offers a seamless and efficient banking experience right from your mobile device.

Go to Google Play

Go to App Store

Key Takeaways

  1. Real-Time Account Monitoring. Users can conveniently check their account activity and transactions in real-time, providing them with up-to-date information on their finances directly from their mobile device.

  2. Free to Use. The app is free to download and use, allowing users to access its features without incurring any additional costs.

  3. Free Credit Score. Users have the opportunity to obtain their credit score for free through the app, providing valuable insights into their financial health and creditworthiness.

  4. Convenient Account Opening. The app offers the convenience of opening a new account directly from the app, streamlining the process and enabling users to manage their banking needs efficiently on the go.

CIBC Mobile App

Mobile App Features

  1. Online Banking Security. The app prioritizes online banking security by offering password sign-in with options like Face ID for added security. Sensitive transactions are protected with one-time verification codes, providing an extra layer of protection against unauthorized access.

  2. Everyday Banking. Users can conveniently manage their everyday banking needs through the app, including accessing accounts, making transactions, paying bills, and setting up recurring payments, all from their mobile device.

  3. Virtual Assistant. The app incorporates a virtual assistant feature to assist users with inquiries and transactions, enhancing user experience and efficiency in managing their finances.

  4. Convenient Access. With features like remembering card numbers securely, users can access their accounts and perform transactions quickly and conveniently, without compromising security.

How to download CIBC Mobile App

For iOS

  1. Open the App Store. Launch the App Store app on your iOS device. You can find the App Store icon on your home screen.

  2. Search for "CIBC Mobile Banking App". Use the search bar at the bottom of the screen to search for the CIBC mobile banking app. Type in "CIBC Mobile Banking" and press the search button.

  3. Select the CIBC Mobile Banking App. Once you find the CIBC mobile banking app in the search results, tap on it to open the app details page.

  4. Download the App. On the app details page, tap on the "Get" button located next to the app icon. You may be prompted to enter your Apple ID password or use Face ID/Touch ID to confirm the download.

  5. Install the App. After the download is complete, the CIBC mobile banking app will be installed on your iOS device. You can find the app on your home screen or in the App Library. Tap on the app icon to open it and begin using the CIBC Mobile Banking services, including accessing your bank accounts, making transactions, and managing your finances conveniently on your phone.

For Android

  1. Open Google Play Store. Launch the Google Play Store app on your Android device. You can find the Play Store icon on your home screen or in the app drawer.

  2. Search for "CIBC Mobile Banking App". Use the search bar at the top of the screen to search for the CIBC mobile banking app. Type in "CIBC Mobile Banking" and press the search icon.

  3. Select the CIBC Mobile Banking App. Once you find the CIBC mobile banking app in the search results, tap on it to open the app details page.

  4. Install the App. On the app details page, tap on the "Install" button located below the app icon. Review the app permissions and tap "Accept" to proceed with the installation.

  5. Open the App. After the installation is complete, the CIBC mobile banking app will be installed on your Android device. You can find the app on your home screen or in the app drawer. Tap on the app icon to open it and start using the CIBC mobile banking services, including accessing your bank accounts, making transactions, and managing your finances conveniently on your phone.

Others

  1. CIBC Website. Users can visit the official CIBC website on their mobile browser and navigate to the section where the mobile app is available for download. From there, they can follow the provided instructions to download and install the app directly onto their mobile device.

  2. Direct Link. CIBC may provide direct download links for the mobile app on their website or through promotional materials. Users can click on these links to initiate the download process directly onto their mobile device.

  3. QR Code. CIBC may also provide QR codes that users can scan using their mobile device's camera. Scanning the QR code will redirect users to the appropriate app store or download link, allowing them to download and install the app seamlessly.

  4. Third-party App Stores. While it's recommended to download apps from official app stores like the App Store for iOS devices and Google Play Store for Android devices, some users may choose to download the CIBC mobile banking app from third-party app stores. However, users should exercise caution and ensure they are downloading from a trusted source to avoid potential security risks.

How to apply in the App?

  1. Sign In. Open the CIBC mobile banking App on your mobile device and sign in using your CIBC card number and password. If you haven't enrolled in CIBC Online Banking, you'll need to register first.

  2. Navigate to Products. Once logged in, navigate to the section of the app where banking products are offered. This could be under a tab like "Products" or "Offers."

  3. Choose the Desired Product. Browse through the available banking products such as savings accounts, credit cards, or loans. Select the product you're interested in applying for.

  4. Fill out Application. Follow the prompts to complete the application for the chosen banking product. Provide the required information accurately, including sensitive details like your CIBC card number and personal information.

  5. Submit Application. Review the application carefully to ensure all information is correct. Once satisfied, submit the application. Depending on the product, you may receive an immediate decision or further instructions on the next steps in the process.

How to make payments through the app?

Personal Loan

You cannot repay your personal loan through the CIBC app. However, you can make payments by setting up pre-authorized electronic funds transfer from any CIBC account using CIBC Online Banking or by visiting any banking center in person.

  1. Sign In. Log in to your CIBC Online Banking account using your card number and password.

  2. Navigate to Payments. Once logged in, navigate to the "Payments" or "Transfers" section of the online banking platform.

  3. Add Payee. If you haven't already added your loan account as a payee, you'll need to do so. Look for an option to "Add Payee" or "Add Bill Payee" and follow the prompts to add your CIBC personal loan as a payee.

  4. Initiate Transfer. After adding the payee, select your loan account from the list of payees. Enter the amount you wish to repay and select the account from which you want to make the payment.

  5. Confirm Transaction. Review the payment details to ensure accuracy. Confirm the transaction and authorize the transfer by following the on-screen prompts.

Credit Card

  1. Sign In. Open the CIBC mobile banking app and sign in using your credentials.

  2. Navigate to Transfers. Locate the "Transfers" or "Payments" section in the app. This is where you can initiate a transfer to your credit card account.

  3. Select Transfer Source. Choose the account from which you want to transfer money to your credit card account. This could be your checking or savings account.

  4. Choose Credit Card Account. Select your credit card account as the destination for the transfer.

  5. Enter Payment Amount. Enter the amount you wish to pay towards your credit card balance.

  6. Review and Confirm. Double-check the payment details, including the transfer amount and destination account. Once you are sure everything is correct, confirm the payment.

Mortgage

Please note that while there may not be specific instructions for making regular mortgage payments in the app, you can use the mortgage prepayment feature to make additional payments towards your mortgage balance.

  1. Sign In. Open the CIBC mobile banking app and sign in using your credentials.

  2. Navigate to Mortgage Prepayment. From the app's main menu, navigate to "Customer Services." This option may be found in the menu or on the home screen.

  3. Select Mortgage Prepayment. Under the "Mortgages and loans" section, select "Make a mortgage prepayment." This option allows you to make additional payments towards your mortgage balance.

  4. Enter Payment Details. Follow the prompts to enter the details of your mortgage prepayment. This may include specifying the amount you wish to prepay and selecting the account from which you want to make the payment.

  5. Review and Confirm. Double-check the payment details to ensure accuracy. Review the amount you are prepaying and the account from which the funds will be deducted.

Other Loans

To make a loan payment in the CIBC app, please note that you can't directly repay loans through the app. However, you have the option to make loan payments through CIBC Online Banking or by visiting a CIBC branch in person.

  1. Sign In to CIBC Online Banking. Log in to your CIBC Online Banking account using your card number and password.

  2. Navigate to Payments or Transfers. Once logged in, navigate to the "Payments" or "Transfers" section of the online banking platform.

  3. Select Payee. Choose the option to add a payee for loan payments if you haven't already done so. Select "Add Payee" or "Add Bill Payee" and search for your CIBC loan account.

  4. Initiate Payment. After adding the payee, select your loan account as the destination for the payment. Enter the payment amount and select the account from which you want to make the payment.

  5. Confirm Payment. Review the payment details to ensure accuracy. Confirm the transaction and authorize the payment by following any additional prompts, such as entering a one-time verification code or using biometric authentication.

How to delete the CIBC app?

For iOS

  1. Find the CIBC App Icon. Locate the CIBC app icon on your home screen or in your app library.

  2. Long Press the App Icon. Press and hold the CIBC app icon until all the app icons start shaking and an "X" appears in the corner of the CIBC app icon.

  3. Tap the "X". Tap the "X" icon on the CIBC app icon. This will prompt a confirmation message asking if you want to delete the app.

  4. Confirm Deletion. Confirm the deletion by selecting "Delete" or "Remove" in the confirmation message. Note that this action will delete the app and its data from your device.

  5. Close App Deletion. Press the home button or swipe up from the bottom of the screen to exit app deletion mode. The CIBC app icon will no longer be visible on your home screen.

For Android

  1. Open Settings. Open the Settings app on your Android device. You can usually find it in the app drawer or by swiping down from the top of the screen and tapping the gear icon.

  2. Navigate to Apps. Scroll down and select "Apps" or "Applications" from the Settings menu.

  3. Find CIBC App. Scroll through the list of installed apps to find the CIBC app. You can also use the search bar at the top of the screen to quickly locate the app.

  4. Select CIBC App. Tap on the CIBC app to open its App Info page.

  5. Uninstall App. On the App Info page, tap the "Uninstall" button. Confirm the action when prompted to uninstall the CIBC app from your Android device.

Additional Resources

FAQ

How do I set up the CIBC Mobile Banking app?

How do I check my balance on the CIBC app?

How do I log into my CIBC account?

09.08.2022
-
Last update 29.03.2024
Similar companies