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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Cash Money's pay off


Repayment of loan

  • Through automated payments

Cash Money offers an option to set up automated payments that will automatically be processed from your bank account. On the due date in the morning, the required sum will be withdrawn.

  • With a bank card

Loans can be repaid with cards from any bank, but it is necessary to consider the additional fees that may arise.

  • By cash at the store

It is possible to pay off the loans at the stores of Cash Money. However, crediting can take up to 3 business days. Consider this when choosing a payment date.

  • By bank check

Clients can make loan payments with a bank check by posting it. Please keep in mind that mailing can take up to seven business days.

Conditions of loan extension

If a borrower cannot return the loan timely, it is necessary to notify Customer support by calling 1-877-526-6639.

If the sum to be paid is insufficient, the law establishes a particular priority for repayment of obligations: overdue interest, overdue principal debt, and other payments.

Early payoff

In case of early repayment, it is first required to notify the lender. You need to contact Customer support services, describe your issue and consult about further steps. The company's specialists recalculate the loan interest considering the new circumstances.

It should be borne in mind that it takes 3-5 days for the receipt of borrowings for some payment options. This is because, under the rules of work, the date of repayment is considered the moment when funds are credited to the lender's account.

Therefore, it is advisable to reconcile the calculations after the money receipt for the final settlement of relations with the financial organization. This approach allows borrowers to avoid problems and successfully receive a loan in the future.


How do I make a payment on Cash Money?

With Cash Money, you can choose to pay either in cash or by debit. Cash Money allows you to set up automated payments processed from your bank account. Besides, you also leave Cash Money with a post-dated personal cheque.

What happens if you don't pay back Cash Money?

Delays in current repayments are a highly undesirable scenario for borrowers since the conditions for issuing loans imply penalties for arrears. Their value varies according to the financing scheme and other conditions.

Delays also negatively affect the credit score, significantly complicating further receipt of financing.

If a due payment cannot be made within the acceptable deferral period, you should inform Cash Money by calling 1-877-526-6639.

Can you pay Cash Money early?

According to the Cash Money website, you can make additional payments on your installment loan with no penalties or fees. As mentioned above, you should notify Cash Money about early payments, so that they can recalculate your loan interest.

Can Cash Money sue you?

Cash Money doesn’t provide any information on suing the non-payers. Be aware that, like many other lenders, Cash Money can report your payments to the credit bureau. Failure to repay your loan on time will significantly hurt your credit score.

If you feel like you are having difficulties with timely payments, get in touch with Cash Money asap to agree on the acceptable time frame for repayment. In this case, you will have to explain that unavoidable circumstances prevent you from timely payments. 

To ensure your peace of mind, you can also consider buying loan protection insurance additionally. 

How to find out the remaining balance?

In your personal account on the official site, you can find all the necessary information about the existing personal loan, including the amount of debt and the date of repayment. Here, you can refund it or apply for an extension with a bank card.

Sometimes a situation arises when the payment has been made, but it was not credited to the account of Cash Money. In this case, the borrower needs to promptly inform the company about problems by calling 1-877-526-6639.

What to do if the payment has failed?

Sometimes a situation arises when the payment has been made, but it was not credited to the account of Cash Money. In this case, the borrower needs to promptly inform the company about problems by calling 1-877-526-6639.

Is it possible to arrange a loan restructuring?

The company does not provide special conditions for loan restructuring. But in extreme cases, it allows clients to defer payments (up to 4 days for payday loans, seven days for installment loans, and five days for credit lines). The service cost depends on the grace period duration.

Calculate loan payments in Cash Money

Cash Money calculator will allow you to calculate an approximate payment schedule for the loan

Cash Money calculator
Interest rates are given in accordance with the rates of the bank in Ottawa as of 01.10.2022
Loan amount

Enter the desired loan amount

50 $
10000 $
Loan term

Specify the loan term for the calculation


What to pay attention to when applying for a loan from Cash Money

  1. The company must have a license if it runs business in Alberta, British Columbia, Manitoba, Ontario and Quebec.
  2. You can check the availability of the relevant license (copy) at the branch of the lending company.
  3. Membership in a self-regulatory organization (SRO) is an additional guarantee of the reliability of the lending company. This information can also be checked at the company's branch or on its official website.
  4. Availability of lending policies.
  5. The procedure for applying for a loan.
  6. The procedure for concluding the loan agreement and receiving the payment schedule.
  7. Other conditions for granting loans.

We recommend

  1. To check out the interest rates and frequency. 
  2. Check the availability of individual terms in the loan agreement (principal amount, term, date of advance, etc.).
  3. Check whether the loan agreement contains information about the total cost of borrowing.
  4. Take time to think – you can change your mind before agreeing or signing a loan agreement.
  5. Speed of loan processing.
  6. Accessibility – alternative lenders often operate where there are no bank branches.
  7. For the borrower - high interest on the loan.
  8. For an investor, the safety of funds is not guaranteed by the state.

What distinguishes Cash Money from banks:

  1. Simplicity - loan processing is less formalized than in a bank.
  2. Fast loan processing.
  3. Accessibility.
  4. For the borrower - high interest on the loan.
  5. For an investor, the safety of funds is not guaranteed by the state.
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All Cash Money’s reviews by October 2022
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