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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Cashco Financial


About lender

Cashco Financial Inc. is financial assistance provider. This company issues loans for people whose applications have been declined by other lenders, and it is a great place for those who need immediate financial relief. Cashco says YES even in most grievous situations and gives financing in a fast and secure way and thus, gives hope for tomorrow for many customers.

By now Cashco Financial company has already helped more than 150,000 Canadians get financial support. The quickness of the application review is guaranteed by the well-coordinated work of 200 employees who do their best every day to provide financial support any client.


The main features of Cashco Financial are:

  • Clients can receive money online or by visiting the nearest branch.

  • The company has loyal conditions to issuing flex loans.

  • You can borrow up to $7,000 for up to 60 months.

  • It is the perfect solution to deal with unexpected bills.


Cashco Financial has lots of advantages, which stand it against other lending companies in Canada. These are:

  • No credit history check that can affect the borrower's credit score;

  • No hidden fees as transparency is the main principle of this credit company.

  • Various products and offers like money transfers and cheque cashing.

  • Four options of savings accounts, which are Jusmstart Sanings account, Everyday Use Account, Mom’s Match Account and Visa debit.

  • The ability to apply for small business loans, tax returns and other profitable programs.

  • Most people can get financial relief any time they want.

  • Clients can receive 24/7 counseling.

  • Lots of other features and tools that have been designed for those who have financial troubles.

Credit products of Cashco Financial

Flex loan is the most popular Cashco Financial offer. This type of lending allows clients to buy some time to consolidate another credit or improve the current financial situation.

The lender also provides banking services that give the opportunity to create an account with a direct deposit. With this option, you can earn money whenever you spend. There are no additional fees and credit checks.

Everyday Use Account (a card) - with this product customers have more benefits and fewer fees. There is no monthly fee with a direct deposit. Using this card Cashco Financial will pay up to $60 per year. And clients gain access to up to a $500 overdraft with a direct deposit.

Another offer of the company is Jumpstart Savings Account where the client can get free savings to account with a $10 bonus and automatic savings transfer.

One more account type is Mom's Match Savings Account, which is a free account that pays to save. Clients can earn up to $120 without any effort. There are still no additional fees and credit checks.

The fourth option is Visa Debit. In this case, the customer is given a financial instrument with funds, which serves as a basic plastic card using a flex loan. This account allows to pay for service subscriptions, bills and so on. Clients can also pay from a bank account.

Cashco Financial offers other products and features as well:

  • The Village. Clients can build credit without a credit check. In this case, they receive money for groceries, gas, utilities and even more.

  • CosignSimple. The customer with a poor credit history or with low credit score still gets an opportunity to acquire finances.

  • Small business loans. With these type of financing clients can save their businesses from bankruptcy by investing in profitable projects.

  • Credit check is available for everyone. The procedure is done online via the Cashco Financial site.

  • Money transfers are performed via Western Union.

  • You can also get the service of cheque cashing at Cashco Financial in a few minutes, just 2 forms of ID must be brought.

  • Financial literacy. Cashco company urges every client to read articles on financial literacy so they can manage their finances better and get some sort of education in the field.

Loan terms

  • Amount from $100 to $7,000;

  • The maximum term is 60 months;

  • The interest rate is 15%.

Methods of a loan granting

There are two main methods of loan granting.

The first method requires the client to visit Cashco Financial branch and provide a government-issued photo ID, proof of employment and bank account information.

The second method is receiving funds online. To do that the client needs to create a new loan application, fill in the form and add a valid email address, scanned government-issued photo ID, bank statements (for Saskatchewan only). The process of money transfer usually takes 5 minutes.

Company documents

Privacy Policy

Providing relief for today and hope for tomorrow. That’s Cashco Financial’s purpose.

© Cashco Financial Inc.

Calculate loan payments in Cashco Financial

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What to pay attention to when applying for a loan from Cashco Financial

  1. The company must have a license if it runs business in Alberta, British Columbia, Manitoba, Ontario and Quebec.
  2. You can check the availability of the relevant license (copy) at the branch of the lending company.
  3. Membership in a self-regulatory organization (SRO) is an additional guarantee of the reliability of the lending company. This information can also be checked at the company's branch or on its official website.
  4. Availability of lending policies.
  5. The procedure for applying for a loan.
  6. The procedure for concluding the loan agreement and receiving the payment schedule.
  7. Other conditions for granting loans.

We recommend

  1. To check out the interest rates and frequency. 
  2. Check the availability of individual terms in the loan agreement (principal amount, term, date of advance, etc.).
  3. Check whether the loan agreement contains information about the total cost of borrowing.
  4. Take time to think – you can change your mind before agreeing or signing a loan agreement.
  5. Speed of loan processing.
  6. Accessibility – alternative lenders often operate where there are no bank branches.
  7. For the borrower - high interest on the loan.
  8. For an investor, the safety of funds is not guaranteed by the state.

What distinguishes Cashco Financial from banks:

  1. Simplicity - loan processing is less formalized than in a bank.
  2. Fast loan processing.
  3. Accessibility.
  4. For the borrower - high interest on the loan.
  5. For an investor, the safety of funds is not guaranteed by the state.
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All Cashco Financial’s reviews by October 2022
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