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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Cash 4 You's pay off


Repayment of loan

A loan must be paid off according to a regularly scheduled payment plan and is automatically deducted from the borrower's bank account. You can also make installments in cash at any time in one of the stores of Cash 4 You.


Loan extension

A loan extension is not applied. 

Early repayment

In Cash 4 You Corp., early repayment is accessible. The customers can pay off payday and installment loans prematurely without hidden fees or penalties. It can be done via a withdrawal from the specified bank account or in cash from one of the company's stores.

How can I find out the remaining balance?

Cash 4 You has a team of professional employees and agents that, in a few minutes, can provide the help you need. So, to find out your remaining balance, contact the support service specialist by calling 1-888-997-2807. However, there may be cases when payment is processed but not yet approved by the bank. In this case, the support team of Cash 4 You will provide you with current information about the remaining balance.

What to do if the payment has failed?

If you have made the payment, but for some reason, it has not been deposited to the account of Cash 4 You, it is recommended to contact an account manager by calling 1-888-997-2807. The service team is ready to help find the best solution to solve the problem.

What to do if I missed the payment?

If you know that you will miss the next payment due to the current financial situation, get in touch with the support service by calling the phone number 1-888-997-2807 or visiting the nearest Cash 4 You store.

Is it possible to arrange a loan restructuring?

Loan restructuring is not applied.

Calculate loan payments in Cash 4 You

Cash 4 You calculator will allow you to calculate an approximate payment schedule for the loan

Cash 4 You calculator
Interest rates are given in accordance with the rates of the bank in Ottawa as of 03.10.2022
Loan amount

Enter the desired loan amount

1000 $
15000 $
Loan term

Specify the loan term for the calculation


What to pay attention to when applying for a loan from Cash 4 You

  1. The company must have a license if it runs business in Alberta, British Columbia, Manitoba, Ontario and Quebec.
  2. You can check the availability of the relevant license (copy) at the branch of the lending company.
  3. Membership in a self-regulatory organization (SRO) is an additional guarantee of the reliability of the lending company. This information can also be checked at the company's branch or on its official website.
  4. Availability of lending policies.
  5. The procedure for applying for a loan.
  6. The procedure for concluding the loan agreement and receiving the payment schedule.
  7. Other conditions for granting loans.

We recommend

  1. To check out the interest rates and frequency. 
  2. Check the availability of individual terms in the loan agreement (principal amount, term, date of advance, etc.).
  3. Check whether the loan agreement contains information about the total cost of borrowing.
  4. Take time to think – you can change your mind before agreeing or signing a loan agreement.
  5. Speed of loan processing.
  6. Accessibility – alternative lenders often operate where there are no bank branches.
  7. For the borrower - high interest on the loan.
  8. For an investor, the safety of funds is not guaranteed by the state.

What distinguishes Cash 4 You from banks:

  1. Simplicity - loan processing is less formalized than in a bank.
  2. Fast loan processing.
  3. Accessibility.
  4. For the borrower - high interest on the loan.
  5. For an investor, the safety of funds is not guaranteed by the state.
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All Cash 4 You’s reviews by October 2022
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