Payday Loan

In this comprehensive review, we explore Cash 4 You Payday Loan designed to meet diverse financial needs. Discover how Cash 4 You® stands out with its competitive interest rates, flexible borrowing limits, and rewarding perks.
1500 $
Loan Amount
14 days
Repayment Term
391.07 %
APR

Product Details

General Info
 Loan Amount Loan Amount
1500 $
Repayment Term Repayment Term
14 days
APR APR
391.07 %
Required documents Required documents
Valid ID
Do I fit in?
Age Age
from 18 years
Credit Score Credit Score
300

How to apply for a Cash 4 You loan?

  1. Visit the Cash 4 You Website. Navigate to the main page of the Cash 4 You online loans website using your preferred web browser. Look for the option labeled “Get money” and click on it to proceed with your loan application.

  2. Select Loan Type and Start Application. Once you’re on the main page, you’ll be presented with options for payday or installment loans. Choose the type of loan that best suits your financial needs, then click on “Get started” to initiate the application process.

  3. Complete Application Form. Fill in the application form with accurate personal information. This typically includes details such as your full name, email address, and proof of identification. You may also need to provide relevant documents depending on the type of loan and your financial situation. Ensure all information is entered correctly to avoid delays in processing your application.

  4. Review and Submit Application. Before finalizing your application, take a moment to review all the information you’ve provided. Double-check for any errors or missing details. Once you’re satisfied that everything is accurate and complete, submit your application through the online platform.

  5. Verification and Negotiation. After submitting your application, Cash 4 You will verify the information provided to assess your eligibility for the loan. If you meet the eligibility requirements, a representative from Cash 4 You will contact you to discuss the terms of your loan. This may include the loan amount, repayment schedule, and applicable interest rates.

  6. Choose Fund Disbursement Method. Once the terms of your loan are agreed upon, you’ll have the option to choose how you’d like to receive your funds. Cash 4 You typically offers various disbursement methods, such as direct deposit to your bank account or in-person pickup at a designated location.

Conditions

Installment loans

  • Loan Amounts. Cash 4 You offers installment loans with amounts of up to $15,000.

  • Rates. The interest rate for installment loans is 46.93%.

  • Availability. Installment loans are available in Ontario.

  • Loan Terms. Borrowers can choose loan terms ranging from 12 to 60 months, providing flexibility in repayment.

  • Funding Time. Funds for installment loans are typically disbursed within 24 hours of approval, offering quick access to the loan amount.

Payday loans

  • Loan Amounts. Payday loans from Cash 4 You are available for amounts of up to $1,500.

  • Rates. The rate for payday loans is $15 per $100 borrowed.

  • Availability. Payday loans are available in Ontario and British Columbia.

  • Loan Terms. Payday loans require full payment by the borrower's next paycheque, making them short-term borrowing options.

  • Funding Time. Similar to installment loans, funds for payday loans are typically disbursed within 24 hours of approval, ensuring quick access to the loan amount.

Requirements

  • Age Requirement. Applicants must be at least 18 years old to qualify for a loan from Cash 4 You.
  • Residency. Borrowers must be residents of Ontario to apply for any type of loan from Cash 4 You. However, residents of British Columbia are eligible to apply for payday loans.
  • Canadian Bank Account. Applicants are required to have a Canadian bank account to facilitate the loan disbursement and repayment process.
  • Steady Income. Individuals applying for payday loans must demonstrate a steady form of income. For payday loans, the minimum income requirement is at least $250 per net pay. This ensures that borrowers have the ability to repay the loan amount on time.

Additional resources

Sources

Company documents

Privacy Policy Show
Terms of Use Show
Cash 4 You Accessibility Policy Show
Cash 4 You customer service accessibility policy Show
Cash 4 You Multi-Year Accessibility Plan Show
03.02.2022
-
Last update 17.05.2024