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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Cash 4 You's application


How to apply

The requirements of Cash 4 You to qualify for a payday or an installment loan are as follows:

  • Be an Ontario resident;

  • Have a government-issued photo ID;

  • Be of at least 18 years old age;

  • Have a stable income;

  • Have a valid email address and phone number;

  • Have an open bank account at a Canadian bank;

  • Perfect credit history is not needed.

To apply for financing, borrowers need to visit the official website of Cash 4 You and take the following steps:

  1. Read all credit instructions, payment methods, Terms and Conditions. After that, you will see the Money Solutions window on the home page. Select the required amount and click on the "Get Money" button.

  2. To avoid any misunderstanding, learn the calculation of the repayment in advance.

  3. Fill in your personal information and contact details.

  4. Click on the "Get Started" button.


Reasons for rejection

After all the required information has been submitted, the automated system checks the applicant's data, including income, bill payments, valid bank accounts, phone numbers, etc. Rejection may be based on the incorrectness of provided data or lack of solvency.

How long are applications considered?

Once all required information and documents are sent, the application for an installment loan will be processed during one business day. Decisions regarding payday loans are made within a few minutes.

How quickly funds can be received?

After the application is approved, the customer will be notified about the decision. Then, money can be received on the same day. The process is the same for a payday loan, but clients can get borrowed funds instantly.

Calculate loan payments in Cash 4 You

Cash 4 You calculator will allow you to calculate an approximate payment schedule for the loan

Cash 4 You calculator
Interest rates are given in accordance with the rates of the bank in Ottawa as of 25.09.2022
Loan amount

Enter the desired loan amount

1000 $
15000 $
Loan term

Specify the loan term for the calculation


What to pay attention to when applying for a loan from Cash 4 You

  1. The company must have a license if it runs business in Alberta, British Columbia, Manitoba, Ontario and Quebec.
  2. You can check the availability of the relevant license (copy) at the branch of the lending company.
  3. Membership in a self-regulatory organization (SRO) is an additional guarantee of the reliability of the lending company. This information can also be checked at the company's branch or on its official website.
  4. Availability of lending policies.
  5. The procedure for applying for a loan.
  6. The procedure for concluding the loan agreement and receiving the payment schedule.
  7. Other conditions for granting loans.

We recommend

  1. To check out the interest rates and frequency. 
  2. Check the availability of individual terms in the loan agreement (principal amount, term, date of advance, etc.).
  3. Check whether the loan agreement contains information about the total cost of borrowing.
  4. Take time to think – you can change your mind before agreeing or signing a loan agreement.
  5. Speed of loan processing.
  6. Accessibility – alternative lenders often operate where there are no bank branches.
  7. For the borrower - high interest on the loan.
  8. For an investor, the safety of funds is not guaranteed by the state.

What distinguishes Cash 4 You from banks:

  1. Simplicity - loan processing is less formalized than in a bank.
  2. Fast loan processing.
  3. Accessibility.
  4. For the borrower - high interest on the loan.
  5. For an investor, the safety of funds is not guaranteed by the state.
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