Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Apply For Cash 4 You

Advertiser Disclosure

Borrowers can apply for Cash 4 You installment and payday loans online and at one of its Cash 4 You locations. According to reviews, the application process is efficient and quick. Clients get instant decisions on approval, and if the decision is positive, the funds are paid out right on the spot.

How to apply for a Cash 4 You loan

  1. Visit the Cash 4 You Website. Navigate to the main page of the Cash 4 You online loans website using your preferred web browser. Look for the option labeled “Get money” and click on it to proceed with your loan application.

  2. Select Loan Type and Start Application. Once you’re on the main page, you’ll be presented with options for payday or installment loans. Choose the type of loan that best suits your financial needs, then click on “Get started” to initiate the application process.

  3. Complete Application Form. Fill in the application form with accurate personal information. This typically includes details such as your full name, email address, and proof of identification. You may also need to provide relevant documents depending on the type of loan and your financial situation. Ensure all information is entered correctly to avoid delays in processing your application.

  4. Review and Submit Application. Before finalizing your application, take a moment to review all the information you’ve provided. Double-check for any errors or missing details. Once you’re satisfied that everything is accurate and complete, submit your application through the online platform.

  5. Verification and Negotiation. After submitting your application, Cash 4 You will verify the information provided to assess your eligibility for the loan. If you meet the eligibility requirements, a representative from Cash 4 You will contact you to discuss the terms of your loan. This may include the loan amount, repayment schedule, and applicable interest rates.

  6. Choose Fund Disbursement Method. Once the terms of your Cash 4 You installment loan are agreed upon, you’ll have the option to choose how you’d like to receive your funds. Cash 4 You typically offers various disbursement methods, such as direct deposit to your bank account or in-person pickup at a designated locations.

Conditions

Installment loans

  • Loan Amounts. Cash 4 You offers installment loans up to $15,000.

  • Rates. The interest rate for installment loans is 46.93%.

  • Availability. Installment loans are available in Ontario.

  • Loan Terms. Borrowers can choose loan terms ranging from 12 to 60 months, providing flexibility in repayment.

  • Funding Time. Funds for installment loans are typically disbursed within 24 hours of approval, offering quick access to the loan amount.

Payday loans

  • Loan Amounts. Payday loans from Cash 4 You are available for amounts of up to $1,500.

  • Rates. The rate for payday loans is $15 per $100 borrowed.

  • Availability. Payday loans are available in Ontario and British Columbia.

  • Loan Terms. Payday loans require full payment by the borrower's next paycheque, making them short-term borrowing options.

  • Funding Time. Similar to installment loans, funds for payday loans are typically disbursed within 24 hours of approval, ensuring quick access to the loan amount.

Requirements

  1. Age Requirement. Applicants must be at least 18 years old to qualify for a loan from Cash 4 You.

  2. Residency. Borrowers must be residents of Ontario to apply for any type of loan from Cash 4 You. However, residents of British Columbia are eligible to apply for payday loans.

  3. Active Bank Account. Applicants are required to have a Canadian bank account to facilitate the loan disbursement and repayment process.

  4. Steady Income. Individuals applying for payday loans must demonstrate a steady form of income. For payday loans, the minimum income requirement is at least $250 per net pay. This ensures that borrowers have the ability to repay the loan amount on time.

Reasons for rejection

  1. Creditworthiness. If a customer's credit history does not meet the criteria set by Cash 4 You, their application might be declined.

  2. Document Verification. If the required documents, such as a valid government-issued photo ID, are not provided or do not meet the company's standards, the application could be rejected.

  3. Income Verification. Cash 4 You may require proof of income to ensure that customers have the means to repay the loan amount.

  4. Pre-existing Debt. If a customer already has significant credit card debt or outstanding loans, Cash 4 You may deem them as having too much financial obligation to take on additional debt.

  5. Financial Stability. Cash 4 You assess the overall financial stability of customers to determine their ability to repay the loan without causing financial strain.

  6. Document Authenticity. Ensuring that all documents provided by the customer are authentic and valid is crucial. Any discrepancies or concerns about the legitimacy of documents could lead to rejection.

  7. Meeting Loan Criteria. Customers must meet all the terms of the loan, including providing necessary information and meeting eligibility requirements. Failure to do so may result in rejection.

Additional resources

Sources

FAQ

How long does it take to get approved by Cash 4 You?

Cash 4 You aims to approve installment loan applications quickly, often within minutes, whether you apply online or in person at one of their 100 convenient locations.

How quickly funds can be received?

Once approved, you can get your money swiftly through various methods, including Interac e-Transfer, Western Union, or cash or debit in person at their locations.

How trustworthy is Cash 4 You?

Cash 4 You is a trustworthy lender recognized by the Canadian Consumer Finance Association, committed to providing fast cash solutions with transparent terms and no hidden fees.

Does Cash 4 You verify income?

Yes, Cash 4 You verifies income as part of the application process to ensure customers can repay their installment loans responsibly.

Does Cash 4 You hurt your credit score?

Applying for a quick personal loan with Cash 4 You does not typically affect your credit score. However, timely repayment of your payday loan can positively impact your credit history, demonstrating financial responsibility to future creditors.

Financial products
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000-$15,000
Rate
i

Effective interest rate on the product

up to 46.93%
Term
i

Loan term for the financial product

up to 60 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$120-$1,500
Rate
i

Effective interest rate on the product

up to 391.07%
Term
i

Loan term for the financial product

up to 14 days
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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up to $10.000
Coast Capital Savings
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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650
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$500-$50,000
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Effective interest rate on the product

7.5%
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Loan term for the financial product

60 months
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$15,000
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Effective interest rate on the product

up to 46.96%
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Loan term for the financial product

up to 60 months
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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1000.00 – 7500.00 C$
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000 - $25,000
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Effective interest rate on the product

up to 33.92%
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Loan term for the financial product

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