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Казахстан
Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Cash 4 You

Advertiser Disclosure

About lender

Cash 4 You Corp. is a credit company founded in 2001, and since then, it has helped millions of people in Canada who need funds. The lender has over 100 stores.

For nearly two decades, Cash 4 You has provided the following credit types and services: payday loans and installment loans, instant cheque cashing, and worldwide money transfers. These are the essential money solutions, and group forming loan types suggested to Canadians.

The core value of Cash 4 You is to provide clients with high-quality services, which is one reason why many customers highly estimate it as a good company among other lenders.

Features

The features of Cash 4 You's exceptional service are:

  • The entire application process is done online;

  • The loan amount starts from $1,000 and goes up to $15,000;

  • The ability to get borrowed funds the same day;

  • Loan repayment is available at any time;

  • No hidden fees;

  • Worldwide money transfers through Western Union.

Advantages

Cash 4 You has rather captivating benefits of its money solutions that every person will appreciate.

  • No need to have an ideal credit history;

  • Possibility to borrow an installment loan from $1,000 to $ 15,000 with a payment plan that stretches up to 60 months;

  • Customers can borrow payday loans up to $1,500;

  • Availability to receive loan approval within minutes;

  • No collateral is needed;

  • Customer support is available 24/7.

Loan conditions

Cash 4 You issues instant payday loans with the following conditions:

  • Only residents of Ontario, British Columbia, can borrow money.

  • Perfect credit history is not needed.

  • Loan amount up to $1,500.

  • The interest rate varies by province.

Conditions for installment loans:

  • Available only for residents of Ontario, British Columbia.

  • The loan amount is from $1,000 to a maximum of $15,000.

  • The repayment term is from 12 to 60 months.

  • APR is 46.93%.

Methods of a loan granting

Borrowed funds can be transferred by Interac e-Transfer directly to the client's account. Customers can also go to one of the Cash 4 You stores and receive their installment or a payday loan in cash. Money transfers through a direct deposit are not applied.

Cash 4 You

Company documents

Privacy Policy
Terms of Use
Cash 4 You Accessibility Policy
Cash 4 You customer service accessibility policy
Cash 4 You Multi-Year Accessibility Plan

Deliver happiness to all of our customers

© Cash 4 You

Cash 4 You service available provinces

  • Ontario
  • Quebec
  • Nova Scotia
  • New Brunswick
  • Manitoba
  • British Columbia
  • Prince Edward Island
  • Saskatchewan
  • Alberta
  • Newfoundland and Labrador
  • Northwest Territories
  • Yukon
  • Nunavut
Cash 4 You service available provinces

Financial products

Cash 4 You
Installment loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000-$15,000
Rate
i

Effective interest rate on the product

up to 46.93%
Term
i

Loan term for the financial product

up to 60 months
Cash 4 You
Payday loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$120-$1,500
Rate
i

Effective interest rate on the product

up to 391.07%
Term
i

Loan term for the financial product

up to 14 days

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up to 33.92%
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Loan term for the financial product

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Recommended FinScore™
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$1,250-$10,000
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Effective interest rate on the product

up to 19.99%
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Loan term for the financial product

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Recommended FinScore™
0
300
650
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$500-$15,000
Rate
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Effective interest rate on the product

up to 46.96%
Term
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Loan term for the financial product

up to 60 months
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$50,000
Rate
i

Effective interest rate on the product

7.5%
Term
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Loan term for the financial product

60 months

Calculate loan payments in Cash 4 You

Cash 4 You calculator will allow you to calculate an approximate payment schedule for the loan

Cash 4 You calculator
Interest rates are given in accordance with the rates of the bank in Ottawa as of 05.02.2023
Loan amount
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Enter the desired loan amount

CAD
CAD
USD
1000 C$
15000 C$
Loan term
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Specify the loan term for the calculation

months
days
12
60
Province

What to pay attention to when applying for a loan from Cash 4 You

  1. The company must have a license if it runs business in Alberta, British Columbia, Manitoba, Ontario and Quebec.
  2. You can check the availability of the relevant license (copy) at the branch of the lending company.
  3. Membership in a self-regulatory organization (SRO) is an additional guarantee of the reliability of the lending company. This information can also be checked at the company's branch or on its official website.
  4. Availability of lending policies.
  5. The procedure for applying for a loan.
  6. The procedure for concluding the loan agreement and receiving the payment schedule.
  7. Other conditions for granting loans.

We recommend

  1. To check out the interest rates and frequency. 
  2. Check the availability of individual terms in the loan agreement (principal amount, term, date of advance, etc.).
  3. Check whether the loan agreement contains information about the total cost of borrowing.
  4. Take time to think – you can change your mind before agreeing or signing a loan agreement.
  5. Speed of loan processing.
  6. Accessibility – alternative lenders often operate where there are no bank branches.
  7. For the borrower - high interest on the loan.
  8. For an investor, the safety of funds is not guaranteed by the state.

What distinguishes Cash 4 You from banks:

  1. Simplicity - loan processing is less formalized than in a bank.
  2. Fast loan processing.
  3. Accessibility.
  4. For the borrower - high interest on the loan.
  5. For an investor, the safety of funds is not guaranteed by the state.
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