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BridgePoint Financial Review

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About lender

BridgePoint Financial Services Inc. stands as a cornerstone in Canada's legal finance market, offering strategic funding solutions to individuals and law firms alike. Since its establishment, BridgePoint has continuously evolved, developing innovative financial products tailored to the diverse needs of its clientele. With a focus on providing equitable and just solutions, BridgePoint has garnered trust from over 1,500 law firms across the country, earning recognition as one of Canada's top legal finance companies. Their commitment to fair compensation extends across various legal practice areas, including personal injury, family law, expropriation, commercial disputes, and class actions, ensuring that clients have access to the support they need to pursue their claims.

With a team boasting over 150 years of combined legal experience, BridgePoint Financial Services brings a wealth of knowledge and expertise to the table. Their comprehensive understanding of the intricacies of litigation financing allows them to offer tailored solutions to meet the unique needs of each client. Whether individuals seek funding for personal injury claims, inheritance loans, or assistance navigating expropriation proceedings, BridgePoint's dedication to responsible lending ensures that clients receive the support they need without exacerbating their financial challenges. As Canada's top litigation lender, BridgePoint Financial Services continues to lead the industry, driving innovation and fostering a more equitable future for individuals and communities across the nation.

BridgePoint Financial


  • Comprehensive Legal Finance. BridgePoint offers funding solutions for a variety of legal practice areas, including personal injury, family law, expropriation, commercial disputes, and class actions.
  • Flexibility in Financing. BridgePoint's flexible financing options allow clients to choose from lump-sum payments, staged disbursements, or open lines of credit, tailored to their specific needs.
  • No Credit Checks. BridgePoint does not conduct credit checks, making its financing solutions accessible to individuals regardless of their credit history.
  • No Repayment Until Settlement. Clients are not required to repay loans until their settlement or entitlement payment has been finalized, providing financial relief during the legal process.
  • Focus on Equitable Outcomes. BridgePoint's commitment to fairness extends to all aspects of its operations, ensuring that clients receive equitable outcomes in their legal proceedings.

Pros and cons


Competitive Borrowing Costs. Clients benefit from the lowest borrowing costs in the market, with BridgePoint's commitment to keeping costs down evident through its low interest rates, no monthly interest compounding, and absence of interest rate increases over time.

Fast and Easy Process. Understanding the urgency of clients' situations, BridgePoint ensures a simple, fast, and easy lending process, often providing funds within 24 hours of application.

Responsible Lending Promise. BridgePoint's Responsible Lending Promise emphasizes helping clients manage financial problems without compounding them, ensuring that as much of the settlement stays in clients' pockets as possible.


Cost of Borrowing. While BridgePoint offers competitive borrowing costs, clients should be aware that any form of financing involves costs, including interest and administrative fees, which can add to the overall expense of their legal proceedings.

Potential Dependency. Relying on external financing from BridgePoint may create a dependency on borrowed funds, especially if legal proceedings are prolonged or if settlements are delayed, potentially impacting clients' financial stability in the long term.

Limited Eligibility Criteria. While BridgePoint aims to provide financial support to a wide range of clients, eligibility criteria may restrict access to funding for certain individuals or cases, depending on factors such as the likelihood of success and the anticipated settlement amount.


BridgePoint Financial has embodied reliability and trustworthiness as a Canadian legal funding specialist since its inception in 2002. With over $400,000,000 funded across 100,000 cases, and trusted by over 1,500 law firms nationwide, BridgePoint has earned its reputation through a commitment to excellence and integrity. Recognized annually as one of the top litigation funding companies by Canadian Lawyer Magazine, BridgePoint's reliability is further underscored by its team of over 40 members boasting 150 years of combined legal experience. Backed by a large Canadian financial institution and private investors, BridgePoint ensures access to capital and innovative finance solutions.

BridgePoint Financial Services Inc. in April of 2023 finalized a $10 million financing deal with Maurice Law, an Indigenous-owned national law firm headquartered in Calgary. The transaction is part of a broader financing program established by BridgePoint in association with Maurice Law to promote access to justice and to expedite the fair and just settlement of First Nations' legal claims against Canada based on outstanding treaty obligations and other historic grievances. Through this partnership, BridgePoint aims to strengthen its reliability by actively contributing to the promotion of fairness and justice in the legal system, particularly for Indigenous communities that suffered enormous economic hardship.

How to apply for BridgePoint Financial services?

  1. Initial Consultation. Contact BridgePoint Financial Services to schedule an initial consultation. This can be done through their website's initial application or by phone. During the consultation, a member of the BridgePoint team will assess your situation and discuss the funding options available to you based on your specific needs and circumstances.

  2. Review and Approval. Once your application is submitted, BridgePoint will review your case and assess its eligibility for funding. During this process, BridgePoint may evaluate the merits of your case, considering factors such as the likelihood of success and the anticipated settlement amount. If your application is approved, BridgePoint will email the loan documents to you and your lawyer and promptly transfer the funds via wire to the account you specify.

  3. Funding Disbursement. Upon acceptance of the funding agreement, BridgePoint will disburse the funds to you or your legal representative, typically within 24 hours of approval. The funds can be used to cover legal fees, expenses related to your case, or personal expenses, depending on your needs and the terms of the agreement.

  4. Legal Process. Throughout the legal process, BridgePoint will work closely with you and your legal team to provide support and guidance as needed. BridgePoint's experienced team can offer assistance with case management, settlement negotiations, and any other aspects of your legal proceedings.

  5. Repayment. Repayment of the loan is typically deferred until your case is resolved and you receive your settlement or entitlement payment. Once the streamlined legal resolution process is finalized, you will be required to repay the loan amount along with any accrued interest and fees as outlined in the funding agreement.

  6. Post-Settlement. After the settlement is received, BridgePoint will work with you to ensure that the loan is repaid promptly, either through a lump-sum payment or a structured repayment plan. BridgePoint's team is available to address any questions or concerns you may have throughout the repayment process, ensuring a smooth transition post-settlement.


  • Flexible Borrowing Options. BridgePoint offers flexible borrowing options tailored to meet the diverse needs of borrowers, including settlement loans, inheritance loans, divorce loans, and expropriation financing. Borrowers can choose from lump-sum payments, staged disbursements, or open lines of credit, depending on their specific requirements and preferences.
  • Competitive Terms and Rates. BridgePoint provides competitive lending terms with low interest rates, transparent fee structures, and no hidden charges. Borrowers benefit from affordable repayment plans designed to minimize financial burden and maximize the amount of settlement funds retained.
  • Expedited Funding Process. BridgePoint ensures a streamlined funding process, with funds often disbursed within 24 hours of approval. Borrowers can access the financial support they need promptly, addressing urgent expenses associated with legal proceedings.
  • No Credit Checks. BridgePoint does not conduct credit checks, making its financing solutions accessible to individuals regardless of their credit history. Borrowers are evaluated based on the merits of their case and the anticipated settlement amount, rather than their credit score.


  • Submission of Application. Borrowers are required to complete and submit an application form provided by BridgePoint Financial Services. The application form will request personal information, details about the legal case, and any relevant documentation, such as court documents or legal agreements.
  • Evaluation of Case. BridgePoint evaluates each borrower's case to determine its eligibility for funding. Factors considered during the evaluation process may include the likelihood of success, the anticipated settlement amount, and the potential risks associated with the case.
  • Collaboration with Legal Representation. Borrowers are encouraged to collaborate closely with their legal representation throughout the funding process. BridgePoint may request input from the borrower's lawyer to assess the merits of the case and ensure that the funding provided aligns with the borrower's legal needs.

Ways to receive the money

  • Wire Transfer. Borrowers can opt to receive funds through a wire transfer, allowing for a swift and secure transfer of funds directly to their designated bank account. This method offers convenience and flexibility, as borrowers can access the funds immediately upon receipt, enabling them to address pressing financial needs associated with their legal proceedings.
  • Electronic Funds Transfer (EFT). BridgePoint also offers electronic funds transfer (EFT) as a convenient option for receiving funds. Through EFT, borrowers can have the loan amount deposited directly into their bank account, providing a seamless and efficient way to access the funds without the need for physical checks or cash transactions.
  • Trust Account. For borrowers represented by legal counsel, funds can be disbursed directly into the trust account of their lawyer. This method ensures that funds are managed under legal and regulatory requirements, providing an added layer of security and oversight throughout the disbursement process.


  • Settlement Loans. Settlement loans provide financial assistance to individuals involved in legal proceedings, allowing them to access funds to cover expenses while awaiting the resolution of their case.
  • Inheritance Loans. Inheritance loans is a family law financing solution that offers beneficiaries advance funding on their entitled inheritance, providing immediate financial support for expenses such as estate debts, bills, or personal expenditures.
  • Divorce Loans. Divorce loans assist individuals in navigating divorce proceedings by providing funds to cover legal fees, financial commitments, or personal expenses during this challenging time.
  • Expropriation Financing. Expropriation financing offers financial support to individuals affected by government expropriations, providing funds to cover legal expenses and mitigate economic losses associated with the expropriation of property.

Reasons you may be denied BridgePoint Financial services

  • Insufficient Merits of the Case. BridgePoint evaluates each case to assess its likelihood of success and potential settlement amount. If the merits of the case are deemed insufficient or uncertain, BridgePoint may deny funding to mitigate the risk of non-repayment.
  • Lack of Clear Settlement Prospects. Cases with unclear or uncertain settlement prospects may pose a higher risk for BridgePoint. If there is ambiguity surrounding the potential outcome of the case, BridgePoint may be hesitant to extend funding.
  • Inadequate Documentation. Borrowers are required to provide comprehensive documentation to support their funding application. Failure to submit all required documentation or provide sufficient evidence of the case may result in denial of funding.
  • Conflict of Interest. BridgePoint may deny funding if there is a conflict of interest between the borrower and the legal representation or if there are conflicting interests among multiple parties involved in the case.

How to repay BridgePoint Financial services

  1. Understand Your Repayment Obligations. After the settlement of your case, BridgePoint Financial representatives will assist you with figuring out the best way for you to repay your loan. Familiarize yourself with the terms and conditions outlined in the funding agreement provided by BridgePoint Financial Services. This document will detail the repayment schedule, including the amount borrowed, interest rate, and any applicable fees.

  2. Determine Repayment Method. BridgePoint offers various repayment options to accommodate borrowers' preferences and financial situations. Choose the repayment method that best suits your needs, whether it's a lump-sum payment, staged disbursements, or an open line of credit.

  3. Monitor Repayment Schedule. Keep track of your repayment schedule to ensure that you make timely payments as outlined in the funding agreement. Set reminders or automate payments if necessary to avoid missing deadlines and incurring additional fees.

  4. Communicate with BridgePoint. Maintain open communication with BridgePoint Financial Services throughout the repayment process. If you encounter any difficulties or anticipate challenges in meeting your repayment obligations, contact BridgePoint promptly to discuss potential solutions or alternative arrangements.

Editorial opinion

BridgePoint Financial stands as a prominent player in Canada's legal finance market, offering a range of funding solutions to individuals and law firms. With a focus on providing timely and flexible financial support, BridgePoint has established itself as a trusted partner for those navigating complex legal proceedings. While some may appreciate the convenience and accessibility of BridgePoint's services, others may express concerns regarding the potential costs associated with borrowing and the need for clear communication throughout the funding process.


Keeping your Debt-to-Income (DTI) ratio below 30-40% of your monthly income is crucial. This will help you avoid potential financial problems in the future. Additionally, always assess the necessity and feasibility of taking a loan, ensuring you can comfortably manage its repayment.

How to Choose a Lender

  1. Verify that the lender is registered with the appropriate regulatory authorities in Canada, such as the Financial Consumer Agency of Canada (FCAC), or is licensed to operate in your province.
  2. Check if the lender is a member of reputable industry associations in Canada, such as the Canadian Bankers Association (CBA) or the Canadian Lenders Association (CLA).
  3. Thoroughly review all terms and conditions outlined in your loan agreement. Understand the repayment schedule, interest rates, fees, and any penalties for late payments or defaults.
  4. Ensure that the contract clearly states the annual percentage rate (APR) and the total cost of borrowing, including any administrative fees or additional charges.
  5. Familiarize yourself with your rights regarding loan cancellation or early repayment. Canadian consumers have the right to cancel a loan within two business days after signing the agreement, without penalty.
  6. Research the lender's reputation by checking customer reviews, complaints, and feedback on reputable online platforms, as well as through resources provided by organizations like the Better Business Bureau (BBB).


At Finanso, we've carried out a comprehensive analysis of over 70 lenders, assessing them based on 35 different parameters across six key categories: accessibility of loans, customer relations, quality of service, interest rates, and transparency of conditions.

In each category, we carefully considered the most critical factors in selecting a lender. These factors include the interest rates, available loan amounts, minimum credit score, minimum income, application fees, and the speed at which funds are transferred.

At Finanso, we highly value our users, which is why we also focus on the quality of customer service, user reviews, and additional features that can aid our users in making a well-informed decision.

Our ultimate goal is to provide insightful recommendations and expert advice to assist you in selecting a lender that best caters to your specific needs.

Additional resources

  • BridgePoint Financial Customer Reviews



What is BridgePoint Financial?

BridgePoint Financial is a provider of litigation financing solutions in Canada, offering a range of innovative funding options to individuals and law firms involved in legal proceedings. Founded on the principle of access to justice, BridgePoint specializes in strategic funding solutions tailored to meet the diverse needs of clients across various practice areas, including personal injury, family law, expropriation, and commercial disputes. With a commitment to transparency, fairness, and responsible lending practices, BridgePoint aims to empower clients by providing timely financial support throughout the litigation process.

How quickly the funds can be received?

BridgePoint understands the urgency often associated with legal matters and strives to expedite the funding process to meet clients' needs promptly. In many cases, funds can be disbursed within 24 hours of approval, allowing clients to access the financial support they require without delay. This swift turnaround time enables individuals and law firms to address pressing expenses, such as legal fees, medical bills, or personal costs, without enduring prolonged financial strain during the litigation process.

How do you qualify for BridgePoint Financial?

To qualify for BridgePoint Financial's funding solutions, individuals and law firms must meet certain eligibility criteria and undergo a thorough evaluation of their case. BridgePoint considers factors such as the merits of the case, the likelihood of success, and the anticipated settlement amount when assessing eligibility for funding. Applicants are required to submit a comprehensive application form, including details about their legal matter and relevant documentation. While credit checks are not conducted, BridgePoint evaluates each case based on its merits and the potential for successful repayment.

How much can you borrow from BridgePoint Financial?

BridgePoint Financial offers flexible borrowing options tailored to meet the specific needs of individuals and law firms involved in legal proceedings. The amount that can be borrowed from BridgePoint varies depending on the type of funding solution and the circumstances of the case. For example, settlement loans, inheritance loans, and divorce loans typically start at $5,000, with no maximum limit specified. Loan amounts for expropriation financing may be tailored to the specific requirements of the case. 

Is BridgePoint Financial a legitimate company?

Yes, BridgePoint Financial is a legitimate and reputable company that operates within the legal finance industry in Canada. Founded in 2002, BridgePoint has established itself as a trusted provider of litigation financing solutions, serving thousands of individuals and law firms across the country. The company is committed to adhering to legal and regulatory standards governing its operations, ensuring innovative financial solutions, transparency, fairness, and responsible lending practices.

As Canada’s leading lawsuit settlement lender loan company, BridgePoint Financial understands the hardship our plaintiff borrowers are facing. We are here to help. We are proud to offer a fast and easy application process and the most affordable settlement loan terms in Canada.

© BridgePoint Financial Services Inc.
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