The BMO mobile banking app offers users a convenient way to manage their finances with ease and security. With the app, users have full control over their accounts and cards from any device, allowing them to stay on top of their financial matters and transfer money wherever they are.
One of the key benefits of the online banking is the time-saving aspect it offers. Users can bank at their convenience, whether it's day or night, without the need to visit a physical branch. This flexibility allows for efficient management of finances without disrupting busy schedules.
Security is a top priority with the BMO mobile banking app. Users can bank with confidence knowing that their financial and personal data is safeguarded with best-in-class firewall and email strengthening programming, along with industry-leading security software. Additionally, the app offers features like Touch ID® and Face ID® for secure access to accounts.
With the BMO mobile banking app, users can perform various banking tasks quickly and securely. Mobile Deposit feature allows for easy check deposits by simply taking a picture of them, eliminating the need to visit a branch or ATM. Users can also make payments by adding a BMO credit or debit card to popular mobile payment platforms like Apple Pay, Android Pay, or Samsung Pay.
The app also offers additional features such as managing mobile alerts, accessing credit scores through BMO CreditView, and immediate access to funds from eligible checks with FundsNow. Plus, the Digital Banking Guarantee ensures users will not be held responsible for unauthorized transactions.
Key Takeaways
Convenient Account Management. The BMO mobile banking app allows users to manage all their accounts and cards from any device, offering convenience and flexibility in overseeing their finances.
Time-saving Banking. With the ability to bank anytime, anywhere, users can save time by avoiding the need to visit physical branches. Day or night, the app provides access to essential banking services without disrupting busy schedules.
Enhanced Security Measures. Prioritizing the safety of users' financial and personal data, the app employs multiple security features such as Touch ID® and Face ID®, best-in-class firewall protection, and industry-leading security software.
Efficient Check Deposits. Mobile Deposit feature enables users to deposit checks quickly and securely by simply taking a picture of them, eliminating the hassle of visiting a branch or ATM for depositing.
Expanded Payment Options. Users can conveniently make payments by adding BMO credit or debit cards to popular mobile payment platforms like Apple Pay, Android Pay, or Samsung Pay, enhancing flexibility in managing transactions on the go.
Mobile App Features
Customizable Alerts. The BMO mobile banking app offers users the ability to personalize their mobile alerts, allowing them to choose which account activities they want to be notified about. This function ensures that users stay informed about important transactions or account changes in real-time, enhancing their control over their finances.
Credit Score Access. With BMO CreditView available on both mobile and desktop devices, users can access their credit score anytime, without any fees or impact to their credit score. This feature provides valuable insights into users' credit health, empowering them to make informed financial decisions and work towards improving their creditworthiness.
FundsNow Feature. Users can enjoy guaranteed, immediate access to funds from eligible checks through the FundsNow feature on the BMO mobile bankingapp. This function eliminates the typical waiting period associated with check deposits, providing users with quick access to their money when they need it most.
Touchless Payments. In addition to traditional payment methods, the BMO mobile banking app supports touchless payments through popular mobile payment platforms like Apple Pay, Android Pay, or Samsung Pay. This function enables users to make secure transactions without physical contact, promoting safety and convenience in their day-to-day transactions.
Digital Banking Guarantee. With the Digital Banking Guarantee, users can rest assured that they will never be held responsible for unauthorized transactions. This feature reinforces the app's commitment to security and provides users with peace of mind while conducting their banking activities online or through the mobile app.
How to download BMO Mobile App
For iOS
Visit the App Store. Open the App Store on your iOS device by tapping the icon on your home screen. Ensure you have a stable internet connection.
Search for "BMO Banking App". Use the search function within the App Store and enter "BMO Banking App" into the search bar.
Select the App. Locate the BMO Banking App in the search results. It should have the BMO logo. Tap on the app to access its details.
Download and Install. Tap the "Download" button to initiate the download process. Once the download is complete, the app will automatically install on your iOS device.
Access the App. After installation, find the BMO Banking App icon on your home screen. Tap on it to open the app. You'll then be prompted to log in or set up your account, where you may need your account number and other credentials for authentication.
For Android
Visit the Google Play Store. Open the Google Play Store on your Android device. You can find the Play Store icon on your home screen or in the app drawer.
Search for "BMO Banking App". Use the search bar within the Google Play Store to type "BMO Banking App." Hit the search icon to initiate the search.
Select the Official App. Look for the official BMO Banking App in the search results. Ensure that it is developed by BMO Bank of Montreal and click on the app to access its details.
Initiate the Download. On the BMO Banking App page, tap on the "Install" button. This will begin the download and installation process on your Android device.
Provide Necessary Permissions. During the installation, the app may request certain permissions to access features like location or storage. Grant the required permissions to ensure the app functions properly.
Others
If you're using a touch device without an available app, you can still access BMO Mobile Banking through your smartphone's browser by simply entering m.bmo.com
How to make payments through the app?
Personal Loan
Sign in and Select Pay a Bill. Open the BMO Banking App, sign in to your account, and navigate to the "Pay & Transfer" section, typically found at the bottom of the account summary screen. Select "PAY A BILL."
Add or Choose a Payee. If you're paying a new payee, select the plus icon to add their details. Once added, they will be saved in your payees list for future payments.
Enter Payment Details. Provide the necessary payment details, including the account you want to pay from, the amount, and the payment date. After entering the details, select "CONTINUE."
Confirm and Pay. Review the payment details to ensure accuracy. If everything is correct, select "CONFIRM PAYMENT" to complete the transaction.
By following these steps, you can make payments for your Personal Loan through the BMO Online Banking App with ease and convenience.
Credit Card
Sign in to BMO Online Banking. Open the BMO Online Banking App on your mobile device and sign in to your account.
Access Payment Options. Navigate to the payment section by clicking on "Pay & Transfer."
Choose Account Transfers. Within the payment options, select "Account transfers."
Select Debit Account. Choose the account you wish to debit for the payment.
Choose Credit Card. Select the BMO credit card you want to pay from the list of accounts.
Enter Payment Amount. Input the amount you want to pay towards your BMO credit card balance.
Complete Transaction. Review the payment details and confirm the transaction to proceed with the payment.
Mortgage
To make payments for your mortgage through the BMO Online Banking App, you can follow a general bill payment process:
Sign in and Select Pay a Bill. Open the BMO Digital Banking App, log in to your account, and navigate to the "Pay & Transfer" section, typically located at the bottom of the account summary screen. Choose "PAY A BILL."
Add or Choose a Payee. If your mortgage payment is set up as a payee, simply select it from your saved payees list. If not, you can add the mortgage provider as a payee by selecting the plus icon and entering their details.
Enter Payment Details. Input the necessary payment details, such as the account you want to pay from, the amount of the mortgage payment, and the payment date. Once all details are entered, proceed by selecting "CONTINUE."
Confirm and Pay. Take a moment to review the payment details for accuracy. If everything looks correct, confirm the payment by selecting "CONFIRM PAYMENT."
Other Loans
By navigating to the "Pay & Transfer" section within the app, users can add or select payees, enter payment details, and securely complete transactions with just a few taps. With the ability to set up recurring payments and receive timely reminders, staying on top of bills has never been easier. The app's user-friendly interface and robust security features ensure that bills are paid accurately and efficiently, providing users with peace of mind and control over their finances.
How to delete the BMO app?
For iOS
Find the App. Locate the BMO app icon on your device's home screen. It typically looks like the BMO logo.
Hold and Press. Press and hold the BMO app icon until it starts shaking or a menu appears.
Delete Option. Once the app is shaking, you should see an "X" icon appear on the top left corner of the app icon.
Tap the "X". Tap on the "X" icon. This will prompt a confirmation message asking if you want to delete the app.
Confirm Deletion. Confirm by tapping "Delete" or "Remove" in the confirmation message.
Exit Delete Mode. Press the home button or swipe up from the bottom of the screen to exit the delete mode.
For Android
Open Settings. Navigate to the "Settings" app on your Android device. You can typically find it in your app drawer or by swiping down from the top of your screen and tapping the gear icon.
Go to Apps. In the Settings menu, scroll down and select "Apps" or "Applications." This will open a list of all the apps installed on your device.
Find the BMO App. Scroll through the list of apps to find the BMO app. You can also use the search bar at the top to quickly locate it.
Select BMO App. Tap on the BMO app to open its details.
Uninstall the App. On the BMO app's details page, you should see an option to "Uninstall" or "Remove." Tap on this option.
Confirm Uninstallation. A confirmation message will appear, asking if you want to uninstall the app. Confirm by tapping "OK" or "Uninstall."
Wait for Uninstallation. The app will then be uninstalled from your device. Depending on your device's speed, this may take a few moments.
