Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

BC-Loans PayOff

Advertiser Disclosure

Introducing BC-Loans, a reputable financial assistance provider serving the needs of Canadians. Offering emergency loans ranging from $500 to $750, BC-Loans simplifies the borrowing process with a streamlined application procedure. Unlike traditional lenders, BC-Loans does not rely on conventional credit checks, making their services accessible to individuals with varying credit histories. With a commitment to transparency and responsible lending practices, BC-Loans aims to assist individuals facing unforeseen financial challenges by providing quick access to funds. Whether it's covering unexpected expenses or managing emergencies, BC-Loans offers a reliable solution to help Canadians address short-term financial needs effectively.

Make payments through the BC-Loans website

Payments cannot be made through the Bc-Loans website; the only available method is automatic deductions from your bank account.

Make payments through the app

Payments cannot be made through the app as there is no app available. The only payment method is automatic deductions from your bank account.

Make payments through your bank

  1. Direct Payments from Your Bank Account. Your loan payments are automatically deducted from your bank account. This ensures timely payments and eliminates the need for manual transactions.

  2. Repayment Period. Loans are typically repaid over a period of three months. During this time, you'll make regular payments according to the terms of your loan agreement.

  3. Frequency of Payments. The frequency of your loan payments aligns with your pay frequency. Whether you're paid weekly, bi-weekly, or monthly, your payments will be scheduled accordingly to coincide with your income.

  4. Automatic Deductions. BC-Loans sets up automatic deductions from your bank account based on your agreed-upon repayment schedule. This simplifies the repayment process and helps you stay on track with your payments.

Make in-person payments at BC-Loans store

In-person payments at BC-Loans stores are not possible as BC-Loans operates solely online, with no physical stores. All payments are processed through automatic deductions from your bank account.

Additional resources

Sources

FAQ

How do I pay Bc Loans back?

Repay your BC Loans by allowing automatic deductions from your bank account, aligning with your pay frequency, over a three-month repayment period.

Does Bc Loans affect your credit?

BC Loans typically does not conduct traditional credit checks as part of its loan application process. However, failure to make timely payments on your loan may be reported to credit bureaus, potentially impacting your credit score negatively.

What percentage does Bc Loans take?

BC Loans typically charges an Annual Percentage Rate (APR) of 22% on the borrowed amount, along with a transaction fee of $0.50. However, the total repayment amount, including fees and interest, may vary depending on factors such as the borrower's credit rating and banking information.

Financial products
BC-Loans
Personal loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$750
Rate
i

Effective interest rate on the product

up to 22%
Term
i

Loan term for the financial product

up to 120 days
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$500-$50,000
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7.5%
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Loan term for the financial product

60 months
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Recommended FinScore™
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300
650
1000
$500-$15,000
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Effective interest rate on the product

up to 46.96%
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Loan term for the financial product

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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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650
1000
1000.00 – 7500.00 C$
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Effective interest rate on the product

12.99 – 29.99 %
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Loan term for the financial product

2 years – 5 years
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000 - $25,000
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Effective interest rate on the product

up to 33.92%
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Loan term for the financial product

up to 60 months
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