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Banks
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

B2b Bank

Advertiser Disclosure

About bank

B2B Bank is a Laurentian Bank of Canada subsidiary serving financial professionals across Canada. B2B Bank has appeared due to the merger of Sun Life Trust Company, acquired by Laurentian Bank of Canada, and its Agency Banking division. Initially known as B2B Trust, this financial institution became a Schedule I bank, renamed B2B Bank in 2012. 

The bank's client base is 27,000 financial professionals, including individual experts and dealer and brokerage firms of various sizes and growth stages.

Features

B2B Bank offers its products and services exclusively through financial advisors. It doesn’t work with the public directly.

B2B Bank is a member of organizations such as Canada Deposit Insurance Corporation(CDIC) and THE EXCHANGE Network.

In support of environmental policies, B2B Bank seeks relationships with suppliers and contractors who respect ecological concerns.

Pros and cons 

B2B Bank has certain advantages for both its partner advisors, brokers, and dealers and their clients:

  • A wide range of products and services that financial professionals can offer to their clients

  • Competitive pricing of B2B Bank’s products and services

  • Access to all the resources and marketing materials for partner advisors, brokers, and dealers 

  • Support from B2B Bank’s business development team

  • Guaranteed insurance coverage of eligible deposits

  • Online banking options available for clients

  • Access to surcharge-free ATMs for clients

The disadvantages are:

  • The necessity for end customers to find an advisor to access B2B Bank’s products and services

  • The lack of mobile banking app

Products 

  • Investment loans to help clients finance investments that have the potential to grow in value over time

  • RSP loans help clients contribute more to their RRSPs and benefit from compound returns, with variable rates ranging from 5.45% to 6.65% and fixed rates ranging from 8.20% to 9.20%

  • TFSA loans to provide clients with financing of $5,000 and more for 1 to 10 years to optimize their TFSA contributions, with variable rates ranging from 5.45% to 6.20%

  • Distribution alliance programs to make certain financing solutions available exclusively through select insurance, mutual fund companies, and dealers

  • Home Equity Line of Credit (HELOC) to provide clients with financing of up to 65% of their home’s value

  • Mortgage solutions for a variety of clients’ borrowing needs, including financing options based on equity and value of liquid assets owned

  • High-interest savings account to help clients earn 1.70% interest on balances of up to $500,000 with no monthly fees involved

  • Chequing account for clients’ everyday banking needs with zero monthly fees and unlimited transactions included

  • Guaranteed Investment Certificates (GICs) to help clients earn competitive interest and keep the initial investment secure 

  • The Money Maximizer product to earn interest on the deposited funds based upon posted rates with no fees or service charges

  • High-interest investment account — a FundSERV-accessible account eligible for both non-registered and registered plans to provide clients with a competitive return with no minimum balance requirements

  • Registered accounts including individual and spousal Registered Retirement Savings Plans (RRSPs) plus their locked-in variations (RLSPs, LIRAs, and LRSPs), and individual and spousal Registered Retirement Income Funds (RRIFs) plus their locked-in variations (LIFs, PRRIF, LRIFs, and RLIFs) to hold cash, mortgages, GICs, and mutual funds

  • Non-registered accounts, including individual, joint, informal trust, formal trust, estate, corporate, and unincorporated organization accounts to hold cash, GICs, and mutual funds

  • Individual Tax-Free Savings Accounts (TFSAs) to hold cash, mortgages, GICs, and mutual funds

Services 

  • Access to B2B Bank Dealer Services' modern recordkeeping platform providing  partner financial professionals with wealth building and management tools, including account administration, investment options, tax receipts, reporting capabilities, and more

  • Value-added services including the account management and service options demanded by advisors and investors — account transfer services, group plan sponsor services, direct trading, self-directed mortgages, and more

B2B Bank

FAQ

Who is B2B Bank owned by?

Laurentian Bank of Canada is the owner of B2B Bank.

Is B2B Bank legitimate?

B2B Bank is a wholly owned subsidiary of Laurentian Bank of Canada that operates under license #22-100586 issued by the City of Vancouver. 

B2B Bank’s head office is at 199 Bay Street, Suite 600, PO Box 279 STN Commerce Court, Toronto, ON M5L 0A2.

What are the top five banks in Canada?

The largest banks in Canada by total assets are Toronto-Dominion Bank ($1.73 trillion), Royal Bank of Canada ($1.71 trillion), Bank of Nova Scotia ($1.18 trillion), Bank of Montreal ($988.20 billion), and Canadian Imperial Bank of Commerce ($837.70 billion).

Laurentian Bank, B2B Bank’s parent company, has total assets of CAD$45.08 billion.

Company documents

B2B Bank Code of Confidentiality
Laurentian Bank Financial Group Privacy Statement

B2B Bank is a Schedule I Canadian bank that serves a network of financial professionals across key business verticals including: financial advisors and their dealerships; deposit and mortgage brokers and their firms; mutual fund and insurance manufacturers; MFDA and IIROC members.

© B2B Bank

B2b Bank service available provinces

  • Ontario
  • Quebec
  • Nova Scotia
  • New Brunswick
  • Manitoba
  • British Columbia
  • Prince Edward Island
  • Saskatchewan
  • Alberta
  • Newfoundland and Labrador
  • Northwest Territories
  • Yukon
  • Nunavut
B2b Bank service available provinces

Financial products

B2b Bank
Home Equity Line of Credit
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$5,000 and up
Rate
i

Effective interest rate on the product

5.20%
Term
i

Loan term for the financial product

10 years
B2b Bank
TFSA loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$5,000 and up
Rate
i

Effective interest rate on the product

5.45%-6.20%
Term
i

Loan term for the financial product

10 years
B2b Bank
RSP Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$2,500 and up
Rate
i

Effective interest rate on the product

6.70%
Term
i

Loan term for the financial product

10 years
B2b Bank
Investment Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$100,000 and up
Rate
i

Effective interest rate on the product

6.70%
B2b Bank
Homeowner’s Kit
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

4.72% to 6,93%
Term
i

Loan term for the financial product

30 years
B2b Bank
Net Worth program
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

4.72% to 6,93%
Term
i

Loan term for the financial product

30 years
B2b Bank
Equity program
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

4.72% to 6,93%
Term
i

Loan term for the financial product

25 years
B2b Bank
Business-for-self mortgages
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

4.72% to 6,93%
Term
i

Loan term for the financial product

30 years
B2b Bank
Vacation/secondary home mortgages
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

4.72% to 6,93%
Term
i

Loan term for the financial product

25 years
B2b Bank
Rental property mortgages
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

4.72% to 6,93%
Term
i

Loan term for the financial product

25 years
B2b Bank
Standard Residential mortgages
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

4.72% to 6,93%
Term
i

Loan term for the financial product

30-35 years
B2b Bank
Tax Free Savings Accounts (TFSAs)
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

B2b Bank
Non-Registered Investment and Savings Plans
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

B2b Bank
Restricted Locked-in Income Funds (RLIFs)
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

B2b Bank
Prescribed Registered Retirement Income Funds (PRRIFs)
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

B2b Bank
Locked-in Retirement Income Funds (LRIFs)
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

B2b Bank
Life Income Funds (LIFs)
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

B2b Bank
Registered Retirement Income Funds (RRIFs)
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

B2b Bank
Retirement Savings Plans (RRSPs)
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

B2b Bank
High Interest Investment Account (HIIA)
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

B2b Bank
Money Maximizer
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

B2b Bank
Long-Term Guaranteed Investment Certificates (GICs)
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$1,000 minimum investment
Term
i

Loan term for the financial product

1-5 years
B2b Bank
Short-Term Guaranteed Investment Certificates (GICs)
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

minimum investment from $5,000
Term
i

Loan term for the financial product

30-364 days
B2b Bank
B2B Bank Chequing Account
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$0 monthly fee
B2b Bank
B2B Bank High Interest Savings Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$0 monthly fee
Rate
i

Effective interest rate on the product

3.00%
aggregation.company.all-products

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Effective interest rate on the product

up to 7.67%
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Effective interest rate on the product

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Loan term for the financial product

up to 40 years
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