About Marriott Bonvoy® American Express® Card
A Marriott Bonvoy® American Express® Card is a credit card in the travel category allowing you to earn Marriott Bonvoy® points on your everyday purchases. This card features exclusive perks from Marriott Bonvoy®, benefits from American Express, and valuable insurance coverages along with reward-earning opportunities.
Marriott Bonvoy® American Express® Card features
A Marriott Bonvoy® American Express® Card features a 19.99% interest rate on purchases and 21.99% on funds advances.
The annual fee for the primary cardholder is $120. You can also order up to 9 no-fee supplementary cards.
As a new Marriott Bonvoy® American Express®* cardholder, you can earn 50,000 Marriott Bonvoy® points for spending $1,500 in the first three months.
Along with welcome rewards, you can earn Marriott Bonvoy® points regularly. Purchases made with your Marriott Bonvoy® American Express® Card at hotels participating in Marriott Bonvoy will bring you 5 Marriott Bonvoy® points for every $1 spent. Plus, you will earn the points you are eligible for as a Marriott Bonvoy member.
Other eligible purchases will bring you 2 Marriott Bonvoy® points for every $1 spent.
With the Referral program from American Express, you can earn an annual referral bonus of up to 150,000 points for approved referrals.
You can further redeem Marriott Bonvoy® points for free nights at participating hotels, car rentals, flights, cruises, and gift cards, or transfer them to a frequent flier program of your choice.
Marriott Bonvoy® American Express® Card cardholders can enjoy a range of benefits from Marriott Bonvoy®, including:
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An automatic upgrade to Marriott Bonvoy Silver Elite status and consequent upgrade to Gold Elite status upon spending $30,000 each year
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Earning 15,000 bonus Marriott Bonvoy® points upon transferring 60,000 points to a frequent flier program
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An Annual Free Night Award provided after your card anniversary each year
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15 Elite Night Credits awarded to you each calendar year to apply towards attaining the next level of Elite status
Exclusive benefits from American Express included in a Marriott Bonvoy® American Express® Card are:
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American Express® Experiences providing access to presale and reserved tickets to different events and experiences plus various onsite benefits
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Amex Offers providing additional rewards for your purchases
A Marriott Bonvoy® American Express® Card is eligible for Plan It™, which means you can pay off your purchases of $100 and more in monthly installments, with an installment fee charged instead of interest.
Insurance coverages included in a Marriott Bonvoy® American Express® Card are flight delay insurance, baggage delay insurance, hotel burglary insurance, lost or stolen baggage insurance, travel accident insurance, car rental theft and damage insurance, Buyer’s Assurance® Protection Plan, and Purchase Protection® Plan.
Pros and cons
A Marriott Bonvoy® American Express® Card provides the following benefits to its cardholders:
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Reward-earning opportunities from Marriott Bonvoy®
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Exclusive privileges from Marriott Bonvoy® and American Express
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Extensive insurance coverage
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Eligibility for Plan It™ — The American Express® Installment Program
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24/7 customer service
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Credit card protection capabilities (Fraud Protection Guarantee and American Express SafeKey®)
Still, a Marriott Bonvoy® American Express® Card has certain drawbacks:
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A $120 annual fee
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Limits on the maximum referral bonus you can receive for referring a friend
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The lack of mobile device insurance and out-of-province or country emergency medical insurance
How to apply for a Marriott Bonvoy® American Express® Card
American Express accepts applications for a Marriott Bonvoy® American Express® Card online. To proceed, click the “Apply Now” button on its description page and fill out the form with the following information:
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Your first name
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Your middle name
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Your last name
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Your name on the card
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Your email
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Your date of birth
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Your postal code
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Your social insurance number (optional)
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Your phone number
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Your address
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Your personal annual income
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Your other household income
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Your employment status
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Your employer name
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Your work phone number
Then, create a PIN and specify whether you want to receive Online-Only Statements, order supplementary cards, or add AMEX® Account Protector Ultimate. To finalize your application, review your applicant information, agree to the terms and conditions, and click the “SUBMIT” button.