About American Express® AIR MILES® Platinum Credit Card
An American Express® AIR MILES® Platinum Credit Card is a credit card providing you with AIR MILES Reward Miles for your everyday purchases. This card also features valuable insurance coverage included and access to American Express® Experiences.
American Express® AIR MILES® Platinum Credit Card features
An American Express® AIR MILES® Platinum Credit Card features a 20.99% interest rate on purchases and 21.99% on funds advances.
The annual fee for an American Express® AIR MILES® Platinum Credit Card is $120 for the primary cardholder. You can also issue up to 9 no-fee supplementary cards for authorized users.
With a welcome offer for new applicants, you can earn 2,000 AIR MILES® Bonus Miles for spending at least $1,500 in the first three months.
Purchases made with your American Express® AIR MILES® Platinum Credit Card at select categories of merchants will bring you AIR MILES Reward Miles at an accelerated earn rate.
For food, drinks, gas & transit up to a combined maximum of $30,000, you will earn 1 AIR MILES Reward Mile for every $5 spent. Once you reach $30,000 in net purchases in these spending categories, you will continue earning AIR MILES Reward Miles at a base rate of 1 Mile for every $10 spent.
For purchases in all other categories, you will earn 1 AIR MILES Reward Mile for every $10 spent.
When using both your American Express® AIR MILES® Platinum Credit Card and your AIR MILES® Card to earn Miles at participating AIR MILES® Partners, you can earn AIR MILES Reward Miles twice.
The Referral Program from American Express allows you to earn up to 4,500 bonus AIR MILES Reward Miles per year for approved referrals.
When using Dream Miles to book your first single flight or package vacation through airmiles.ca or vacations.airmiles.ca, you can get Bonus Miles equivalent to 25% of the net number of Miles used.
Once you’ve earned a sufficient amount of AIR MILES® Reward Miles, you can redeem them towards merchandise, tickets to different events and experiences, flights, hotels, cruises, vacation packages, and car rentals.
With an American Express® AIR MILES® Platinum Credit Card, you can enjoy American Express® Experiences providing access to presale and reserved tickets to a variety of events, entertainment, dining, retail, and wellness experiences, and a range of onsite benefits — access to American Express Lounges, AMEX Priority Lines, and more.
As long as an American Express® AIR MILES® Platinum Credit Card is eligible for Plan It™ — the American Express® Installment Program, you can repay your purchases of $100 and more in monthly installments, with a fixed monthly installment fee charged instead of interest.
Insurance coverage provided by an American Express® AIR MILES® Platinum Credit Card includes up to 100,000 travel accident insurance, car rental theft, and damage insurance, Buyer’s Assurance® Protection Plan, and Purchase Protection® Plan.
Pros and cons
Here are the pros of an American Express® AIR MILES® Platinum Credit Card:
-
Free issuance of additional cards
-
Reward-earning opportunities from the AIR MILES Reward Program
-
The referral program rewarding you for approved referrals
-
Access to American Express® Experiences
-
Eligibility for Plan It™ — The American Express® Installment Program
-
24/7 customer service
-
Credit card protection capabilities (Fraud Protection Guarantee and American Express SafeKey®)
The cons of this credit card are:
-
A $120 annual fee
-
Limits on the maximum referral bonus you can receive for referring a friend
-
Few insurance coverages included
How to apply for an American Express® AIR MILES® Platinum Credit Card
You can apply for an American Express® AIR MILES® Platinum Credit Card online. To proceed, click the “Apply Now” button on the credit card description page and provide the following applicant information:
-
Your first name
-
Your middle name
-
Your last name
-
Your name on the card
-
Your email
-
Your date of birth
-
Your postal code
-
Your social insurance number (optional)
-
Your phone number
-
Your address
-
Your personal annual income
-
Your other household income
-
Your employment status
-
Your employer name
-
Your work phone number
Next, create a PIN and check all that apply:
-
Whether you want to receive Online-Only Statements
-
Whether you want to order supplementary cards
-
Whether you want to add AMEX® Account Protector Ultimate
After that, review your applicant information, agree to the terms and conditions, and click the “SUBMIT” button to finish your application.