American Express® AIR MILES® Credit Card

American Express® AIR MILES® Credit Card: interest rates, available limits, cashback and bonuses. Full conditions for obtaining a credit card online. The procedure for registration and receipt online or at a bank branch. Features.


About American Express® AIR MILES®* Credit Card

An American Express® AIR MILES® Credit Card is a no-fee credit card rewarding you with AIR MILES Reward Miles for your everyday purchases. Along with AIR MILES rewards, this credit card provides valuable travel and shopping insurance coverages.

New American Express® AIR MILES® Credit Card applicants can count on a welcome bonus of 500 AIR MILES Reward Miles upon meeting the spending requirements in a given period.

American Express® AIR MILES®* Credit Card features

An American Express® AIR MILES® Credit Card provides a 20.99% interest rate on purchases, and 21.99% on funds advances. There is no annual fee for this credit card, and you can issue up to 9 supplementary cards for free as well.

A welcome offer for new American Express® AIR MILES® Credit Card applicants provides you with a welcome bonus of 500 AIR MILES Reward Miles for spending $500 in net purchases within the first three months. 

As for the regular reward-earning rate, you will get 1 AIR MILES Reward Mile for every $15 spent at eligible AIR MILES Partners (except purchases made at airmilesshops.ca) and 1 AIR MILES Reward Mile for every $20 spent for other eligible purchases.

In addition, using both your American Express® AIR MILES®* Credit Card and your AIR MILES®* Card to earn Miles when shopping at participating AIR MILES®* Partners, you can earn AIR MILES Reward Miles twice.

When you shop at participating AIR MILES®* Partners, use both your American Express® AIR MILES®* Credit Card and your AIR MILES®* Card to earn Miles twice on your purchase.

With the Referral Program from American Express, you can earn bonus Membership Rewards points for referring a friend, up to a maximum annual bonus of 1,500 AIR MILES® Reward Miles for approved referrals.

You can further redeem your AIR MILES® Reward Miles towards merchandise, tickets to different events and experiences, flights, hotels, cruises, vacation packages, and car rentals.

American Express® AIR MILES® cardholders can also get the advantage of American Express® Experiences providing access to presale and reserved tickets to a variety of events, entertainment, dining, retail, and wellness experiences, and a range of onsite benefits — access to American Express Lounges, AMEX Priority Lines, and more.

An American Express® AIR MILES®* Credit Card qualifies for The American Express® Installment Program (Plan It™), allowing you to repay your purchases of $100 and more in monthly installments, with a fixed monthly installment fee charged instead of interest.

Insurance coverages you get with an American Express® AIR MILES®* Credit Card are:

  • Up to $100,000 travel accident insurance

  • Buyer’s Assurance® Protection Plan extending the original manufacturer’s original warranty up to one additional year 

  • Purchase Protection® Plan providing 90-day insurance for the items purchased with your credit card

Pros and cons

Let’s outline the key benefits of an American Express® AIR MILES® Credit Card:

  • No annual fee

  • Free issuance of additional cards

  • Reward-earning opportunities from the AIR MILES Reward Program

  • The referral program rewarding you for approved referrals

  • Eligibility for Plan It™ — The American Express® Installment Program

  • 24/7 customer service 

  • Credit card protection capabilities (Fraud Protection Guarantee and American Express SafeKey®)

Still, there are certain drawbacks to keep in mind:

  • Limits on the maximum referral bonus you can receive for referring a friend 

  • Few insurance coverages included

How to apply for an American Express® AIR MILES®* Credit Card

You can apply for an American Express® AIR MILES® Credit Card online. To proceed, click the “Apply Now” button on the credit card description page and provide the following applicant information:

  • Your first name

  • Your middle name

  • Your last name

  • Your name on the card

  • Your email

  • Your date of birth

  • Your postal code

  • Your social insurance number (optional)

  • Your phone number

  • Your address

  • Your personal annual income

  • Your other household income

  • Your employment status

  • Your employer name

  • Your work phone number

Next, the system will ask you to create a PIN. Then, you will need to check all that apply:

  • Whether you want to receive Online-Only Statements

  • Whether you want to order supplementary cards

  • Whether you want to add AMEX® Account Protector Ultimate

After that, review your applicant information, agree to the terms and conditions, and click the “SUBMIT” button to finalize your application.

How do I qualify for an American Express® AIR MILES® Credit Card?

To apply for an American Express® AIR MILES® Credit Card, you must be a Canadian resident in your province or country at the age of majority. You must also have a Canadian credit file. 

What happens if I miss a credit card payment?

In case of missed credit card payments, your interest rates for purchases and funds advances will increase to 23.99% and 26.99%, respectively. For additional details, check the information box included with the application.

How soon will I receive 500 AIR MILES® Bonus Miles?

If you’ve already spent $500 in net purchases in the first three months of card membership, expect the 500 AIR MILES Reward Miles to appear in your account within eight weeks from the date you’ve earned them.

Company documents

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21.11.2022
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Last update 29.11.2022