About American Express® Aeroplan® Card
An American Express® Aeroplan® Card is a charge card featuring reward-earning opportunities from Air Canada, exclusive privileges from American Express, and a range of travel-related benefits.
American Express® Aeroplan® Card features
An American Express® Aeroplan® Card is a charge card with no preset spending limit. Each month, you must repay your card balance in full. For each delinquent charge, you will have to pay interest at a 30% rate.
The annual fee for an American Express® Aeroplan® Card is $120 for the primary cardholder. If you want additional users to have access to some of your benefits, you can issue supplementary cards for them for $50 per card per year. Alternatively, you can issue no-fee supplementary cards for them.
With a welcome offer for new American Express® Aeroplan® Card applicants, you can earn up to 35,000 bonus Aeroplan points upon meeting the spending requirements during the first six months.
As for regular rewards, for purchases made through Air Canada and Air Canada Vacations, you will earn 2 Aeroplan points for every $1 spent. For purchases at restaurants, quick service restaurants, coffee shops, drinking establishments, and food delivery services, you will earn 1.5 Aeroplan points for every $1 spent. All other purchases made with your American Express® Aeroplan® Card will bring you 1 Aeroplan point for every $1 spent.
For purchases made at select Aeroplan partner brands and retailers at the Aeroplan eStore, you can earn twice more Aeroplan points.
The redemption opportunities for your Aeroplan points include:
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Booking flights with Air Canada
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Booking hotel rooms, travel experiences, and car rentals
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Buying merchandise and gift certificates at Aeroplan eStore
An American Express® Aeroplan® Card provides you with additional travel benefits from Air Canada, such as:
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Having the first checked bag free (up to 23kg/50lb) when flying with Air Canada
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Earning 1,000 Status Qualifying Miles and one Status Qualifying Segment for every $10,000 of net purchases
American Express® Aeroplan® cardholders can also enjoy American Express® Experiences providing access to virtual events in music, sports, entertainment, and dining, as well as presale and reserved tickets to a variety of concerts, drive-in events and other experiences.
An American Express® Aeroplan® Card qualifies for the Plan It™ program, which means you can convert your purchases of $100 and more into manageable monthly installments with a fixed monthly installment fee.
Insurance coverages included in an American Express® Aeroplan® Card are flight delay insurance, baggage delay insurance, lost or stolen baggage insurance, hotel burglary insurance, car rental theft, and damage insurance, travel accident insurance, travel emergency insurance, Buyer’s Assurance® Protection Plan, and Purchase Protection® Plan.
Pros and cons
The advantages of an American Express® Aeroplan® Card are:
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Reward-earning opportunities from Air Canada
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Exclusive privileges from American Express
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Extensive insurance coverage
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Eligibility for Plan It™
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24/7 customer service
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Credit card protection capabilities
Here are the disadvantages to keep in mind:
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A $120 annual fee
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A 30% interest rate for each delinquent charge
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The lack of mobile device insurance
How to apply for an American Express® Aeroplan® Card
You can apply for an American Express® Aeroplan® Card online by clicking the “Apply Now” button on the credit card description page and filling out the application form. When applying online, be ready to provide the following information:
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Your first name
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Your middle name
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Your last name
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Your name on the card
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Your email
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Your date of birth
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Your postal code
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Your social insurance number (optional)
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Your phone number
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Your address
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Your personal annual income
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Your other household income
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Your employment status
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Your employer name
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Your work phone number
During the application process, you will need to create a PIN and specify if you want to receive Online-Only Statements, order supplementary cards, or add AMEX® Account Protector Ultimate. After that, review your applicant information, agree to the terms and conditions, and click the “SUBMIT” button to finish your application.