Full Afterpay Account Review 2025

Afterpay is a digital platform for online shopping enabling customers to split their purchase amount into four equal payments. The first quarter is typically paid in-store up-front, and the rest over six weeks. If you pay on time, the use of the service is free of interest and fees. Select Afterpay at checkout as the payment option if you have already signed up and created an Afterpay account. View your payment schedule, reschedule your payments, earn rewards, control your spending, and much more through this digital tool. If you are still new to Afterpay, you will need to create one.

Key features

Shop Online. With an Afterpay account, users can easily shop online at a wide range of participating merchants. By selecting Afterpay as the payment option at checkout, users can conveniently split their purchase into four equal payments, payable every two weeks, without incurring any interest.
Manage Your Payments. Afterpay offers a user-friendly platform, both on its app and website, allowing account holders to manage their payment schedule effortlessly. Users can access their Afterpay account to view upcoming payments, track past purchases, and adjust payment details as needed.
Security. Afterpay prioritizes the security of its users' financial information. Account holders can rest assured that their payment details are encrypted and securely stored. Additionally, Afterpay employs industry-standard security measures to safeguard accounts against unauthorized access.
Make Payments. One of the primary functions of an Afterpay account is to facilitate seamless payments. Users can pay for their purchases in four interest-free installments, with the first payment due at the time of checkout and subsequent payments automatically deducted from the linked payment method every two weeks. This feature provides flexibility and convenience to users, allowing them to spread the cost of their purchases over time while enjoying their items immediately.

How to create an Afterpay account?

Click on the "Sign Up" Button. Once you've accessed the Afterpay platform, locate and click on the "Sign Up" button. This action will direct you to the registration page where you can start the account creation process.
Enter Your Phone Number. On the registration page, you'll be prompted to enter your phone number. Ensure that the information you provide is accurate and up-to-date, as Afterpay will use these details for account verification and communication purposes.
Confirm Your Phone Number. After entering your phone number, you will receive a verification code via SMS to the provided number. Check your SMS inbox for the code and enter it into the designated field on the registration page to verify your phone number successfully.

Step-by-step registration

Visit the Afterpay Website or Download the App. To begin the process of creating an Afterpay account, navigate to the Afterpay website using your preferred web browser, or download the Afterpay app from your device's app store. Both options provide access to the account creation process.
Click on the "Sign Up" Button. Once you've accessed the Afterpay platform, locate and click on the "Sign Up" button. This action will direct you to the registration page where you can start the account creation process.
Enter Your Phone Number. On the registration page, you'll be prompted to enter your phone number. Ensure that the information you provide is accurate and up-to-date, as Afterpay will use these details for account verification and communication purposes.
Confirm Your Phone Number. After entering your phone number, you will receive a verification code via SMS to the provided number. Check your SMS inbox for the code and enter it into the designated field on the registration page to verify your phone number successfully.
Provide Your Card Details. As part of the account setup process, Afterpay will require you to link a valid payment method to your account. This typically involves entering your card details, including the card number, expiration date, and security code. Ensure that you have the necessary card information on hand to complete this step accurately.

How to log in Afterpay account?

Go to the Afterpay Website. Open your web browser and navigate to the Afterpay website by typing "www.afterpay.com" into the address bar and pressing Enter. Alternatively, you can search for "Afterpay" in your preferred search engine and click on the official website link in the search results.
Click on "Login." Once you've reached the Afterpay website's homepage, locate the "Login" option. This is typically found in the upper-right corner of the page or in the main menu. Click on the "Login" button to proceed to the login page.
Enter Your Email Account. On the login page, you'll be prompted to enter the email address associated with your Afterpay account. Type your email address into the designated field.
Click "Continue." After entering your email address, click on the "Continue" button to proceed with the login process. This action will prompt Afterpay to verify your email account and redirect you to the next step in the login process.

How to activate my Afterpay account?

To activate your Afterpay account, simply log in using your credentials. While there is no official information on how to activate your account, typically, your account will be activated automatically upon logging in. Once logged in, you can start using your Afterpay account for purchases and managing your payment schedule.

How to delete my Afterpay account?

Go to 'My Profile'. Log in to your Afterpay account and navigate to the 'My Profile' section. This is typically located in the account settings or profile menu.
Select 'Deactivate Account'. Within the 'My Profile' section, locate the option to deactivate your account. Click on this option to proceed with the account closure process.
Confirm Why You Are Closing the Account. After selecting 'Deactivate Account', you may be asked to provide a reason for closing your account. Choose the appropriate reason from the available options.
Enter Your Password to Confirm. To finalize the account deactivation process, you will need to enter your Afterpay account password to confirm your decision. This step helps ensure the security of your account.
Confirmation Email. Once you have entered your password and confirmed the account closure, Afterpay will send you an email to confirm that your account has been successfully deactivated. Check your email inbox for this confirmation message.

How to reset my password on Afterpay?

Via Afterpay website

Enter Your Email Address. Visit the Afterpay website and locate the login section. Enter your email address associated with your Afterpay account in the designated field.
Click "Forgot" in the Password Field. Beneath the password field, click on the "Forgot" option. This will initiate the password reset process.
Verify Your Phone Number. After clicking "Forgot," a verification code will be sent to the phone number linked to your Afterpay account. Enter the code you received into the provided field.
Create Your New Password. Once the verification code is confirmed, you can create a new password. Your new password must be at least 8 characters long and include a combination of numbers and symbols (such as !, #, @).
Click "Continue". After creating your new password, click on the "Continue" button to complete the password reset process. Your password is now updated, and you can log in to your Afterpay account using your new credentials.

Via Afterpay app

Enter Your Email Address. Open the Afterpay app on your mobile device and navigate to the login screen. Enter your email address associated with your Afterpay account.
Select the "I Don't Know My Password" Option. Below the password field, select the "I Don't Know My Password" option to initiate the password reset process.
Verify Your Phone Number. After selecting the password reset option, a verification code will be sent to the phone number linked to your Afterpay account. Enter the code you received into the provided field.
Create Your New Password. Once the verification code is confirmed, you can create a new password. Ensure that your new password meets the required criteria: at least 8 characters long and containing a combination of numbers and symbols (such as !, #, @).
Select "Continue". After creating your new password, select the "Continue" button to finalize the password reset process. Your password is now updated, and you can log in to your Afterpay account using your new credentials.

Editorial opinion

Afterpay accounts have emerged as a popular option for consumers seeking flexible payment solutions. With its user-friendly platform and straightforward payment options, Afterpay has revolutionized the way individuals approach online shopping. By allowing users to split their purchases into manageable installments without accruing interest, Afterpay offers a convenient alternative to traditional credit options. However, it's essential for consumers to exercise caution and responsible financial management when utilizing Afterpay to avoid potential overspending or debt accumulation. While Afterpay accounts provide a convenient means of accessing goods and services, individuals should be mindful of their financial commitments and prioritize responsible spending habits.