Credit Union
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Affinity

Advertiser Disclosure

About company

Affinity Credit Union is a financial cooperative headquartered in the city of Saskatoon. Founded in 2005, Affinity Credit Union has grown into a financial institution with 56 branches in 47 communities across Saskatchewan and $6.9 billion in managed assets.

Features

Affinity doesn’t have shareholders, meaning that its members actually own the credit union and have a voice in how it operates. Becoming a member involves buying a $5 Member Share.

Being a financial cooperative, Affinity Credit Union reinvests members’ deposits back into local communities. In addition, Affinity regularly sponsors community events, organizations, scholarships, and awards.

Pros and cons 

Here are the benefits of being an Affinity member:

  • A wide range of products and services for both individuals and businesses

  • Products and services tailored to the local needs of Saskatchewan residents

  • No monthly fees for savings accounts

  • Favorable conditions for students and youth

  • Competitive interest rates

  • Insurance coverage of members’ deposits by the Credit Union Deposit Guarantee Corporation

  • Online, mobile, and telephone banking capabilities available

  • A wide network of ding-free ATMs

  • Active community involvement

Still, there are certain drawbacks:

  • Limited geographic availability of Affinity’s products and services

Products

Affinity’s personal banking products are:

  • Chequing accounts for your everyday transactions with unlimited transfers between accounts, free deposits, and free eStatements

  • Savings accounts with no monthly fees, unlimited electronic transfers between accounts, and free deposits 

  • Mortgages solutions to purchase a property, build a new home, renovate your home, or renew an existing mortgage 

  • Loans for different borrowing needs including personal, RRSP, education, restart, and credit-builder loans

  • Lines of credit providing revolving access to financing up to an approved limit

  • Credit cards with different benefits like a zero annual fee, low interest rates, cash back, and reward-earning opportunities 

  • GICs ensuring the security of your investment and providing a guaranteed return

  • Mutual funds providing access to professionally-managed portfolios of diverse investment securities 

  • Registered plans like RRSPs, RRIFs, TFSAs, RESPs, and RDSPs to grow your savings and investment income on a tax-deferred basis 

For businesses, there are the following products at Affinity:

  • Chequing accounts for your everyday business operations tailored to the monthly transaction needs of your business 

  • Savings accounts with no monthly fees to earn interest on the extra cash your business has

  • Mortgage solutions to finance the real estate projects of your business 

  • Term loans providing working capital to your business 

  • Revolving credit providing your business with financing on demand 

  • Leasing solutions to get the required equipment when you need it

  • Specialty financing solutions tailored to specific needs of your business like start-up or community impact loans

  • Small business loans of up to $50,000 for businesses with less than 50 employees 

Services

Individuals can reach out to Affinity for the following services:

  • International funds transfer services to send money globally 

  • Affinity financial strategies crafted by experts to achieve your financial goals 

  • Wealth management services to help you find the best investment options for you  

Services for businesses include:

  • Merchant Payment Services providing customers with convenient ways to pay you

  • Cash Management to help you improve the cash flow of your business 

  • The Remote Cheque Deposit for Business service to conveniently deposit cheques by scanning them

  • Payroll and Workforce Management solutions to reduce time spent on administrative tasks 

  • Assistance with getting financing under government programs.

Affinity

FAQ

Who owns Affinity Federal Credit Union?

Affinity Credit Union is a member-owned financial institution. To become a member, you have to buy a $5 Member Share.

Is Affinity legitimate?

Affinity Credit Union is the second-largest credit union in Saskatchewan that has gained the trust of 141,587 members.

How to contact Affinity customer service?

You can contact the Affinity Contact Center with any questions you might have by the following contacts:

  • Phone 

  • Email 

  • Online chat on the website

The Contact Center works Monday to Friday from 7 am to 8 pm, Saturdays from 9 am to 5 pm, and Sundays from 12 pm to 5 pm.

Company documents

Market Code for Saskatchewan Credit Unions

Saving, spending, earning or organizing – you have banking needs and we have the accounts to take care of those needs. At Affinity, we’re more than a bank and your membership is more than just an account. 

© Affinity Credit Union
Financial products
Affinity
Platinum Business Mastercard®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Affinity
No Fee Cash Back Business Mastercard®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Affinity
Low Rate Business Mastercard®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Affinity
US Dollar Mastercard®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Affinity
Centra Gold Mastercard®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Affinity
World Mastercard®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Affinity
Travel Rewards Gold Mastercard®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Affinity
Classic Mastercard®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Affinity
Cash Back Mastercard®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Affinity
Registered Disability Savings Plan (RDSP)
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Affinity
Registered Education Savings Plan (RESP)
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Affinity
TFSA Savings Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Rate
i

Effective interest rate on the product

1.75%
Affinity
Escalator TFSA
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$500 minimum deposit
Rate
i

Effective interest rate on the product

up to 4.50%
Term
i

Loan term for the financial product

3-5 years
Affinity
Fixed-Term TFSA
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$500 minimum deposit
Rate
i

Effective interest rate on the product

up to 4.20%
Term
i

Loan term for the financial product

1-5 years
Affinity
Flex-Term TFSA
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$500 minimum deposit
Rate
i

Effective interest rate on the product

3.00%
Term
i

Loan term for the financial product

1 year
Affinity
Variable RRIF Savings
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Affinity
Escalator RRIF
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$500 minimum deposit
Rate
i

Effective interest rate on the product

up to 4.50%
Term
i

Loan term for the financial product

3-5 years
Affinity
Fixed-Term RRIF
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Rate
i

Effective interest rate on the product

up to 4.20%
Term
i

Loan term for the financial product

1-5 years
Affinity
Flex-Term RRIF
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$500 minimum deposit
Rate
i

Effective interest rate on the product

3.00%
Term
i

Loan term for the financial product

1 year
Affinity
Variable RRSP Savings
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$50 minimum deposit
Affinity
Escalator RRSP
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$500 minimum deposit
Rate
i

Effective interest rate on the product

up to 4.50%
Term
i

Loan term for the financial product

3-5 years
Affinity
Fixed-Term RRSP
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$500 minimum deposit
Rate
i

Effective interest rate on the product

up to 4.20%
Term
i

Loan term for the financial product

1-5 years
Affinity
Flex-Term RRSP
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$500 minimum deposit
Rate
i

Effective interest rate on the product

3.00%
Term
i

Loan term for the financial product

1 year
Affinity
Investor Savings
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Rate
i

Effective interest rate on the product

up to 1.75%
Affinity
Everyday Savings
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Rate
i

Effective interest rate on the product

up to 0.75%
Affinity
Quick Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Affinity
Line of Credit
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Affinity
Credit Builder Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Affinity
Restart Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Affinity
Graduate Student Quick Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $200,000
Affinity
Student Quick Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $60,000
Affinity
Take 10 RRSP Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
starting at $5,000
Term
i

Loan term for the financial product

up to 10 years
Affinity
RRSP Quick Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Term
i

Loan term for the financial product

12 months
Affinity
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Affinity
Graduate Student Quick Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $200,000
Affinity
Student Quick Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $60,000
Affinity
Construction mortgages
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Affinity
Home Equity Line of Credit
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Affinity
AffinityEQ
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Affinity
CUFlex mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

6.00% to 6.60%
Affinity
Variable-rate mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Term
i

Loan term for the financial product

3 years
Affinity
Straight-rate mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

5.29% to 5.74%
aggregation.company.all-products
Similar products
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

19.99% - 22.99%
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from $5,000
Rate
i

Effective interest rate on the product

19.99% - 22.99%
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Toronto-Dominion Bank
TD Every Day Savings Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$0 monthly fee
Tangerine Bank
Savings Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$0 monthly fee
Rate
i

Effective interest rate on the product

1.00%
Royal Bank of Canada
Savings Deposit
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
no minimum deposit
Rate
i

Effective interest rate on the product

0.5%
Best Quick Loan Today 07.02.2025*
Mr. Payday
Need a Quick Loan Now?
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to $10.000
Coast Capital Savings
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$50,000
Rate
i

Effective interest rate on the product

7.5%
Term
i

Loan term for the financial product

60 months
Mogo
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$500-$15,000
Rate
i

Effective interest rate on the product

up to 46.96%
Term
i

Loan term for the financial product

up to 60 months
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
1000.00 – 7500.00 C$
Rate
i

Effective interest rate on the product

12.99 – 29.99 %
Term
i

Loan term for the financial product

2 years – 5 years
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000 - $25,000
Rate
i

Effective interest rate on the product

up to 33.92%
Term
i

Loan term for the financial product

up to 60 months
Mogo
Mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

4.46%
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$10,000-$100,000,000
Rate
i

Effective interest rate on the product

up to 4.95%
Term
i

Loan term for the financial product

up to 10 years
Think Financial
Mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$50,000-$500,000
Rate
i

Effective interest rate on the product

up to 5.19%
Term
i

Loan term for the financial product

up to 25 years
CHIP Reverse Mortgage
Reverse Mortgage
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$100,000-$500,000
Rate
i

Effective interest rate on the product

up to 7.67%
Term
i

Loan term for the financial product

up to 25 years
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$1,000-$10,000,000
Rate
i

Effective interest rate on the product

up to 4.94%
Term
i

Loan term for the financial product

up to 40 years
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