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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

310-LOAN's account


How to register an account

To register, go to and click the “Learn more” button on the website. Then, provide the required information:

  • Whether you are a first-time applicant or a returning customer

  • Your name

  • Your contact information

  • Your address

  • Time spent at this address

  • Your social insurance number (SIN)

  • Your date of birth

  • Whether you want to receive funds via Direct Deposit

  • Whether you have online banking

  • Where did you hear of 301-LOAN

  • The name of your employer

  • Employer contact info

  • Time worked for the employer

  • Your position

  • Net pay per paycheque

  • The contact details for two personal references

  • The amount you’d like to borrow

  • The convenient pay dates

Once you’ve filled in all the information, the system will generate an agreement between you and 310-LOAN. Check everything once again and click “Submit” to send your application.

How to reset a password

Applying for a 310-LOAN doesn’t involve generating login credentials. Each time you apply, you fill in the form on the site:

  • First-time applicants fill in the detailed application form

  • Returning customers fill in the so-called Express application form

How to delete an account

310-LOAN doesn’t provide information on deleting your account. Contact their customer service either by email or by phone to get information about it: and 1-800-310-LOAN (5626)


How does this lender work?

With 310-LOAN, you can apply for a payday loan online or by phone, from the comfort of your home. 

To apply for a payday loan online hit the “Apply now” button on the website and fill in the required information:

  • Your personal data

  • If you’d like to receive funds via Direct Deposit

  • If you have online banking

  • Employment details

  • The contacts of two friends you can refer

  • The amount to borrow

  • Comfortable pay dates

Once you submit your application, await a call from a 310-LOAN representative to verify your information.

How do I contact 310-LOAN?

For any questions on payday loans, contact 310-LOAN customer service. It is available:

  • Monday to Friday from 9 am to 6 pm

  • Saturday from 10.30 am to 5 pm

You can contact them either by email or by phone: and 1-800-310-LOAN (5626)

Calculate loan payments in 310-LOAN

310-LOAN calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount

Enter the desired loan amount

50 $
1500 $
Loan term

Specify the loan term for the calculation


What to pay attention to when applying for a loan from 310-LOAN

  1. The company must have a license if it runs business in Alberta, British Columbia, Manitoba, Ontario and Quebec.
  2. You can check the availability of the relevant license (copy) at the branch of the lending company.
  3. Membership in a self-regulatory organization (SRO) is an additional guarantee of the reliability of the lending company. This information can also be checked at the company's branch or on its official website.
  4. Availability of lending policies.
  5. The procedure for applying for a loan.
  6. The procedure for concluding the loan agreement and receiving the payment schedule.
  7. Other conditions for granting loans.

We recommend

  1. To check out the interest rates and frequency. 
  2. Check the availability of individual terms in the loan agreement (principal amount, term, date of advance, etc.).
  3. Check whether the loan agreement contains information about the total cost of borrowing.
  4. Take time to think – you can change your mind before agreeing or signing a loan agreement.
  5. Speed of loan processing.
  6. Accessibility – alternative lenders often operate where there are no bank branches.
  7. For the borrower - high interest on the loan.
  8. For an investor, the safety of funds is not guaranteed by the state.

What distinguishes 310-LOAN from banks:

  1. Simplicity - loan processing is less formalized than in a bank.
  2. Fast loan processing.
  3. Accessibility.
  4. For the borrower - high interest on the loan.
  5. For an investor, the safety of funds is not guaranteed by the state.
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