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Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

24cash's application


How to apply

When requesting an online loan (аfter clicking the "Apply now" field), the potential borrower will be asked to provide the service with the following information: fill in the gaps with first name, last name, SIN, date of birth, phone number (home), phone (cell), gender, e-mail, address, revenue information, loan information, the name of the bank of the customer with its transit number and account number, customer’s safety contact (with the first name, the last name, phone number and the description of the relationship with the safety contact).

A person can apply either online or by telephone number indicated on the company's website. An agent can help the customer in filling out his request.

In addition, the potential borrower should keep in mind that it is essential to provide 24Cash with initially correct and complete information about their financial background; following thе steps indicated on the website guarantees that the request will be proceeded without any delays or additional queries from the service agents and automatically increases the chances for a loan candidate to have the application approved and get funded adequately as a result.

Application details

Usually, all online applications received are being processed by the company's staff members speedily – all the procedures are fully automated, and the verification can only last several minutes.

All the processing is fully automated in the 24Cash short-term loans platform. This factor allows the company to provide the preapproved funds to its borrowers within a period that does not exceed 24 hours.


Reasons for rejection

The reasons for rejection of the application are as follows:

  • Unstable employment

  • Undischarged bankruptcy

  • Incorrect information provided online

  • Numerous insufficient funds or other charges in your account

  • Bad liquidity ratio

How long does it take to get approved by 24Cash?

It usually takes several minutes only to get loan approval for getting funding from Cash24.

How trustworthy is 24Cash?

The lender is entirely legitimate and trustworthy.

There are numerous testimonies on its website from clients, who used to take advantage of its services.

Borrowing in Canada has never been easier – this lender makes lending simple with a fast cash advance via a secure direct deposit. Loan approval comes with an hour. No paper documents are needed. The company adapts the repayment schedule to the customers’ pay frequency. The company also sends friendly reminders by email to remind the customers of the upcoming repayments.

No matter the customer’s credit report, 24Cash can provide him with a personal loan. Clients can trust the experience, discretion, and human service of 24Cash.

Does 24Cash verify income?

After getting an online application from the customer, the company validates his identity and obtains a copy of the borrower’s bank statement from the last 90 days. This makes unnecessary the long and complex paper delivery process.

Does 24Cash hurt your credit score?

Every customer applying for a short-term online loan is worried about the potential possibility of hurting his credit score by getting this loan.

Usually, each loan given out automatically affects the borrower’s credit rating, but this happens if hard inquiries are happening about his application.

24Cash is not carrying out hard inquiries for the customers applying at their platform; that is why a customer can't get their score affected or damaged in any way.

More than that – if the customer got funded and after this is following his repayments schedule with no delays performed, it automatically leads to his rating improving or getting higher.

Calculate loan payments in 24cash

24cash calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount

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What to pay attention to when applying for a loan from 24cash

  1. The company must have a license if it runs business in Alberta, British Columbia, Manitoba, Ontario and Quebec.
  2. You can check the availability of the relevant license (copy) at the branch of the lending company.
  3. Membership in a self-regulatory organization (SRO) is an additional guarantee of the reliability of the lending company. This information can also be checked at the company's branch or on its official website.
  4. Availability of lending policies.
  5. The procedure for applying for a loan.
  6. The procedure for concluding the loan agreement and receiving the payment schedule.
  7. Other conditions for granting loans.

We recommend

  1. To check out the interest rates and frequency. 
  2. Check the availability of individual terms in the loan agreement (principal amount, term, date of advance, etc.).
  3. Check whether the loan agreement contains information about the total cost of borrowing.
  4. Take time to think – you can change your mind before agreeing or signing a loan agreement.
  5. Speed of loan processing.
  6. Accessibility – alternative lenders often operate where there are no bank branches.
  7. For the borrower - high interest on the loan.
  8. For an investor, the safety of funds is not guaranteed by the state.

What distinguishes 24cash from banks:

  1. Simplicity - loan processing is less formalized than in a bank.
  2. Fast loan processing.
  3. Accessibility.
  4. For the borrower - high interest on the loan.
  5. For an investor, the safety of funds is not guaranteed by the state.
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